442 Fairway Oaks Dr, Hernando, MS 38632 Property Records

DeSoto County property record for 442 Fairway Oaks Dr, Hernando, MS 38632

Property Summary

Property Type	Single Family Home
Details	3 bd · 2,532 sqft · built 1998
Lot Size	0.16 acres (6,966 sqft)
Owner	Company Name on Record
Tax Bill	$3,979 (2025)
Deeds & Mortgages	Jul 2017 Mortgage Mar 2018 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`3-07-3-06-08-0-00143-00`

Property Details

APN / Parcel Number

Primary APN	`3-07-3-06-08-0-00143-00`

Interior

Bedrooms	3 Beds
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,532 sqft Adjusted Area
1st Floor Area	1,804 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Brick Veneer
Construction Type	Brick
Roof Material	Shingle
Lot Area	6,966 sqft (0.16 acres)
Lot Dimensions	141 ft deep x 49 ft wide

Location & Zoning

Street Address	442 FAIRWAY OAKS DR
City	HERNANDO
State	MS
Zip	38632-7282
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	FAIRWAY OAKS S-D LOT 143
Legal Range	007
Legal Township	03S
Legal Section	06
Legal Subdivision	FAIRWAY OAKS S-D
Legal Lot Number	143
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	1
Census Block	1000
Census Tract	71001

Owner

Source: DeSoto County records, as of December 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 4090, SCOTTSDALE, AZ 85261-4090
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2017	Deed of Trust, Mortgage · VA Mortgage EVERETT FINANCIAL INC
Mar 16, 2018	Deed of Trust, Mortgage · Conventional Mortgage SUN WEST MORTGAGE CO INC
Apr 5, 2022	Special Warranty Deed, Transfer · Commercial Mortgage GOLDMAN SACHS MORTGAGE COMPANY
Apr 5, 2022	Assignment of Commercial Lease, Transfer SELENE TITLE LLC
Sep 17, 2021	Warranty Deed, Transfer NOT AVAILABLE, GUARDIAN TITLE LLC
Jul 13, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 17, 2021
Deed Sale	Sep 17, 2021
Prior Sale	Jul 13, 2017 · Amount on Record
Deed Book / Page	971 / 493
Record Updated	Sep 20, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	442 FAIRWAY OAKS DR, HERNANDO, MS 38632-7282
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20170713010202000
Date	Jul 13, 2017
Instrument	20170713010202000

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company
Address	DALLAS, TX 75254

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	442 FAIRWAY OAKS DR, HERNANDO, MS 38632-7282
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004507/444
Date	Mar 16, 2018
Book Page	4507/444
Instrument	T04507-00444

Lender

Name	SUN WEST MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2048

Interest

Rate Type	Fixed Rate

April 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Apr 5, 2022
Property Address	442 FAIRWAY OAKS DR, HERNANDO, MS 38632-7282
Document Number	00000993/1
Book / Page	993 / 1
Instrument Date	Mar 24, 2022
Transaction Type	Transfer
Record Updated	Nov 29, 2022
Title Company	SELENE TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	PO BOX 4090, SCOTTSDALE, AZ 85261-4090
Investor	Possibly a Property Investor

Mortgage

Document Number	0005501694
Date	Apr 5, 2022
Instrument	5501/694

Lender

Name	GOLDMAN SACHS MORTGAGE COMPANY
Type	Mortgage Company

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

April 2022: Assignment of Commercial Lease, Transfer

Document Type	Assignment of Commercial Lease
Jurisdiction	DESOTO MS
Recording Date	Apr 5, 2022
Property Address	442 FAIRWAY OAKS DR, HERNANDO, MS 38632-7282
Document Number	005502/266
Book / Page	5502 / 266
Instrument Date	Mar 21, 2022
Transaction Type	Transfer
Record Updated	Dec 4, 2023
Title Company	SELENE TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	200 WEST ST5TH, NEW YORK, NY 10282

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1100 N MARKET ST, WILMINGTON, DE 19890-1100

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Sep 17, 2021
Property Address	442 FAIRWAY OAKS DR, HERNANDO, MS 38632-7282
Document Number	000971/493
Book / Page	971 / 493
Map Reference	MB 46 PG 41
Instrument Date	Sep 13, 2021
Transaction Type	Transfer
Record Updated	Nov 29, 2022
Title Company	NOT AVAILABLE, GUARDIAN TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2223W W LAKE DR, 2223W, BURLINGTON, NC 27215-4846

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 4090, SCOTTSDALE, AZ 85261-4090
Investor	Possibly a Property Investor

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Jul 13, 2017
Property Address	442 FAIRWAY OAKS DR, HERNANDO, MS 38632-7282
Document Number	20170713010201990
Map Reference	PL46 PG41
Instrument Date	Jul 10, 2017
Instrument	20170713010201990
Transaction Type	Transfer
Record Updated	Nov 29, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	442 FAIRWAY OAKS DR, HERNANDO, MS 38632-7282

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of December 15, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Hernando City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,979.00 (+15.33%)	$34,161 (+37.35%) Land $3,750 Building $30,411	$227,737 (+37.35%) Land $25,000 Building $202,737
2023	$3,450.00	$24,871	$165,807 Land $25,000 Building $140,807

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 83% of Mississippi
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HERNANDO-JAYBIRD private · serves 6,750 people · EPA ID MS0170002
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
C Spire Wireless Fiber	1,000 / 1,000
AT&T DSL	100 / 20

May also be available: Verizon.

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