442 E Water St, Belhaven, NC 27810 Property Records

Beaufort County property record for 442 E Water St, Belhaven, NC 27810

Property Summary

Property TypeSingle Family Home
Details2 bd · 2.5 ba · 3,218 sqft · built 1997
Lot Size0.47 acres (20,473 sqft)
Owner2 Individual Names on Record
Last Sale$50,000 (Jan 2010)
Tax Bill$8,873 (2026)
Flood ZoneZone AE (high risk)
APN7605-78-9330

Property Details

APN / Parcel Number

Primary APN7605-78-9330
Alternative APN
  • 28762

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area3,218 sqft Living Area
Gross Area2,534 sqft
FlooringWood
Interior WallsCustom/Decorative
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Architectural StyleConventional
Exterior MaterialComposition/Composite
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area20,473 sqft (0.47 acres)
Garage Area308 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address442 E WATER ST
CityBELHAVEN
StateNC
Zip27810-1454
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description1 L SS E FRONT ST
JurisdictionBEAUFORT NC
Township / Civil DivisionPANTEGO
Census Block Group2
Census Block2019
Census Tract930102

Owner

Source: Beaufort County records, as of October 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address303 SOUTHGLEN DR, CARY, NC 27518-8621
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 13, 2010 · Amount on Record
Deed SaleJan 13, 2010 · Amount on Record
Deed Book / Page1709 / 232
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Beaufort County assessment roll, as of October 16, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyBeaufort County
MunicipalityBelhaven Town
Unified School DistrictBeaufort County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$8,873.00 (+48.53%)$1,014,432 (+112.72%) Land $219,960 Building $794,472
2025$1,014,432 (+112.72%) Land $219,960 Building $794,472
2023$5,974.00$476,876 Land $216,298 Building $260,578
2018$476,876 Land $216,298 Building $260,578

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation5.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 209 individual policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies245 units insured
incl. 36 condo units
Nearby Flood Claims125 (1999–2025)
Most Recent ClaimOct 2025 · rainfall accumulation
Claims by Event
  • Hurricane Florence, Sep 2018 · 58 claims
  • Hurricane Irene, Aug 2011 · 31 claims
  • Hurricane Isabel, Sep 2003 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 96% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBELHAVEN WATER SYSTEM
serves 1,960 people · EPA ID NC0407015
Water SourceGroundwater
Last State InspectionJun 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber
2,000 / 2,000
Spectrum
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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