442 E Main St, Somerville, NJ 08876 Property Records

Somerset County and Somerville Borough property record for 442 E Main St, Somerville, NJ 08876

Property Summary

Property Type	Single Family Home
Details	2,208 sqft · built 2004
Lot Size	0.145 acres (6,299 sqft)
Owner	Individual Name on File
Last Sale	$450,000 (Sep 2019)
Tax Bill	$14,680 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-00004-0000-00002`

Property Details

APN / Parcel Number

Primary APN	`18-00004-0000-00002`
Alternative APN	`180000400002`

Interior

Stories	2 Stories
Building Area	2,208 sqft Living Area

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Construction Type	Frame
Lot Area	6,299 sqft (0.145 acres)
Lot Dimensions	126 ft deep x 50 ft wide
Garage Type	Attached
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	442 E MAIN ST
City	SOMERVILLE
State	NJ
Zip	08876-3112
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Block	4
Legal Lot Number	2
Jurisdiction	SOMERSET NJ
Township / Civil Division	SOMERVILLE
Census Block Group	1
Census Block	1002
Census Tract	50400

Owner

Source: Somerset County and Somerville Borough assessment roll, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	442 E MAIN ST, SOMERVILLE, NJ 08876-3112
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO
Sep 9, 2019	Deed, Transfer · Conventional Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 9, 2019 · Amount on Record
Deed Sale	Sep 9, 2019 · Amount on Record
Prior Sale	Apr 8, 2005 · Amount on Record
Deed Document Number	201933392
Deed Book / Page	7149 / 680
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	442 E MAIN ST, SOMERVILLE, NJ 08876-3112
Transaction Type	Mortgage
Record Updated	May 30, 2022
Title Company	FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000055663
Date	Nov 9, 2020
Book Page	7270/3750
Instrument	2020055663

Lender

Name	AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

September 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERSET NJ
Recording Date	Sep 9, 2019
Property Address	442 E MAIN ST, SOMERVILLE, NJ 08876-3112
Document Number	0000033392
Book / Page	7149 / 0680
Instrument Date	Aug 16, 2019
Instrument	2019033392
Transaction Type	Transfer
Record Updated	Nov 5, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,695.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	433 BENTLEY PL, 433, TUCKER, GA 30084-2180

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	442 E MAIN ST, SOMERVILLE, NJ 08876-3112

Mortgage

Document Number	0000033393
Date	Sep 9, 2019
Instrument	2019033393

Lender

Name	AMERICAN NEIGHBORHOOD MTG ACCEPTANC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

Source: Somerset County and Somerville Borough assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
Municipality	Somerville Borough
Unified School District	Somerville Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$359,900 (-) Land $99,500 Building $260,400	$359,900 (-) Land $99,500 Building $260,400
2025	$14,680.00 (+3.19%)	$359,900 (-) Land $99,500 Building $260,400	$359,900 (-) Land $99,500 Building $260,400
2024	$14,226.00 (+5.11%)
2023		$359,900 Land $99,500 Building $260,400	$359,900 Land $99,500 Building $260,400
2022	$13,535.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 483 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Communications Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Brightspeed.

Nearby Properties on E Main St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures