Adams County property record for 442 E Line St, Geneva, IN 46740
| Property Type | Commercial |
|---|---|
| Details | 9,295 sqft · built 1920 |
| Lot Size | 0.163 acres (7,128 sqft) |
| Owner | Company Name on File |
| Last Sale | $127,000 (Jun 2017) |
| Tax Bill | $1,995 (2025) |
| Deeds & Mortgages | Dec 2020 Refinance Jun 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-11-29-310-015.000-019 |
| Primary APN | 01-11-29-310-015.000-019 |
|---|---|
| Alternative APNs |
|
| Plumbing Fixtures | 5 Plumbing Fixtures |
|---|---|
| Stories | 3 Stories |
| Building Area | 9,295 sqft Total Area |
| 1st Floor Area | 9,295 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Construction Type | Wood |
| Fire Resistance | Wood or Wood & Steel Frame |
| Lot Area | 7,128 sqft (0.163 acres) |
| Lot Dimensions | 132 ft deep x 42 ft wide |
| Account Number | 01768590158 |
|---|---|
| Street Address | 442 E LINE ST |
| City | GENEVA |
| State | IN |
| Zip | 46740-8936 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | B3 |
| Legal Description | STUDEBAKER 3RD ADD OF E 41' LOT 118 & W 12.5' OF LOT 119 |
| Legal Subdivision | STUDEBAKER 3RD ADD |
| Legal Lot Number | 118,119 |
| Jurisdiction | ADAMS IN |
| Township / Civil Division | WABASH |
| Census Block Group | 4 |
| Census Block | 4017 |
| Census Tract | 30700 |
Source: Adams County records · APN 01-11-29-310-015.000-019
Assessment roll updated June 19, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 2032 W STATE ROAD 116, GENEVA, IN 46740-9255 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Dec 18, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance FIRST BANK OF BERNE |
| Jun 29, 2017 | Corporation Deed, Transfer · Commercial Mortgage FIRST BANK OF BERNE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 29, 2017 · Amount on Record |
| Deed Sale | Jun 29, 2017 · Amount on Record |
| Deed Document Number | 20172292 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS IN |
| Property Address | 442 E LINE ST, GENEVA, IN 46740-8936 |
| Transaction Type | Mortgage |
| Record Updated | Jun 09, 2023 |
| Name | Verified Name |
|---|
| Document Number | 2020006414 |
|---|---|
| Date | Dec 18, 2020 |
| Instrument | 2020006414 |
| Name | FIRST BANK OF BERNE |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Jan 01, 2031 |
| Document Type | Corporation Deed |
|---|---|
| Jurisdiction | ADAMS IN |
| Recording Date | Jun 29, 2017 |
| Property Address | 442 E LINE ST, GENEVA, IN 46740-8936 |
| Document Number | 2017002292 |
| Map Reference | PL 1 PG 31 |
| Instrument Date | Jun 28, 2017 |
| Instrument | 2017002292 |
| Transaction Type | Transfer |
| Record Updated | Jun 09, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2032 W STATE ROAD 116, GENEVA, IN 46740-9255 |
| Document Number | 2017002293 |
|---|---|
| Date | Jun 29, 2017 |
| Instrument | 2017002293 |
| Name | FIRST BANK OF BERNE |
|---|---|
| Type | Bank |
| Address | BERNE, IN 46711 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 28, 2032 |
| Rate Type | Adjustable Rate |
|---|
Source: Adams County records · Assessment roll updated June 19, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Adams County |
| County Subdivision | Wabash Township |
| Municipality | Geneva Town |
| Unified School District | South Adams Schools (KG - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,995.00 (+7.09%) | $66,500 (+7.61%) Land $9,500 Building $57,000 | $66,500 (+7.61%) Land $9,500 Building $57,000 |
| 2024 | $1,863.00 (+0.49%) | ||
| 2023 | $1,854.00 (-32.34%) | $61,800 (+2.83%) Land $9,500 Building $52,300 | $61,800 (+2.83%) Land $9,500 Building $52,300 |
| 2022 | $2,740.00 (+60.8%) | $60,100 Land $9,500 Building $50,600 | $60,100 Land $9,500 Building $50,600 |
| 2020 | $1,704.00 |
Source: FEMA National Flood Hazard Layer as of November 19, 2014 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 1,200 / 35 |
| Benton Ridge Telephone Company Fiber · Fixed Wireless in parts of the area | 1,000 / 500 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Mercury Broadband.
Based on FCC filings for 96 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | GENEVA WATER DEPARTMENT serves 1,359 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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