442 Delta Ave, Cincinnati, OH 45226 Property Records

Hamilton County property record for 442 Delta Ave, Cincinnati, OH 45226

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 751 sqft · built 1885
Lot Size	0.012 acres (566 sqft)
Owner	Individual Name on Record
Last Sale	$200,000 (Oct 2021)
Tax Bill	$4,331 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Apr 2017 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`026-0001-0212-00`

Property Details

APN / Parcel Number

Primary APN	`026-0001-0212-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	751 sqft Living Area
1st Floor Area	413 sqft
2nd Floor Area	338 sqft
Basement Area	399 sqft
Finished Basement	320 sqft

Exterior

Year Built	Built 1885
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	566 sqft (0.012 acres)
Lot Width	91 ft Width
Patio Area	55 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	442 DELTA AVE
City	CINCINNATI
State	OH
Zip	45226-1181
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DELTA AVE 41.20 FT IRR PT LOT 1 MCVEY & WILSONS SUB
Legal Subdivision	MCVEY & WILSONS SUB
Legal Lot Number	1
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	2
Census Block	2008
Census Tract	4703

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	442 DELTA AVE, CINCINNATI, OH 45226-1181
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2021	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Apr 21, 2017	Warranty Deed, Transfer · Conventional with PMI CENTURY LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 12, 2021 · Amount on Record
Deed Sale	Oct 12, 2021 · Amount on Record
Prior Sale	Apr 21, 2017 · Amount on Record
Deed Document Number	0000123606
Deed Book / Page	14521 / 2045
Record Updated	Jun 8, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Oct 12, 2021
Property Address	442 DELTA AVE, CINCINNATI, OH 45226-1181
Document Number	0000123606
Book / Page	14521 / 2045
Map Reference	MB 4 PG 33
Instrument Date	Sep 30, 2021
Instrument	2021-0123606
Transaction Type	Transfer
Record Updated	Nov 22, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$600.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	442 DELTA AVE, CINCINNATI, OH 45226-1181

Mortgage

Document Number	0000123607
Date	Oct 12, 2021
Instrument	2021-0123607

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Apr 21, 2017
Property Address	442 DELTA AVE, CINCINNATI, OH 45226-1181
Document Number	0000035538
Book / Page	013401 / 001993
Instrument Date	Apr 17, 2017
Instrument	35538
Transaction Type	Transfer
Record Updated	Jul 13, 2017
Title Company	MATINGLY FORD TITLE SERVICES LLC, MATINGLY FORD TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$486.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	442 DELTA AVE CINCINNATI OH 452261181, CINCINNATI, OH 45226-1181

Mortgage

Document Number	35539
Date	Apr 21, 2017
Book Page	013401/001995
Instrument	35539

Lender

Name	CENTURY LNDG
Address	LOUISVILLE, KY 40223

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 20, 2047

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,331.00 (+3.09%)	$70,000 (-) Land $10,514 Building $59,486
2024	$4,201.00 (-2.19%)	$70,000 (-) Land $10,514 Building $59,486
2023	$4,295.00 (-2.83%)	$70,000 (+8.29%) Land $10,514 Building $59,486	$200,000 (+8.3%) Land $30,040 Building $169,960
2022	$4,420.00 Homeowner's exemption	$64,639 Land $7,732 Building $56,907
2020			$184,680 Land $22,090 Building $162,590

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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