Osceola County property record for 442 David Dr, Saint Cloud, FL 34769 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,211 sqft · built 1990 |
| Lot Size | 0.366 acres (15,943 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $69,900 (Mar 1990) |
| Tax Bill | $1,184 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 1326300660000200M0 |
| Primary APN | 1326300660000200M0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,211 sqft Heated Area |
| Gross Area | 1,760 sqft |
| 1st Floor Area | 1,211 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1990 |
|---|---|
| Exterior Material | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 15,943 sqft (0.366 acres) |
| Lot Dimensions | 122 ft deep x 130 ft wide |
| Garage Type | Finished |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 450 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 108 sqft |
| Deck Area | 750 sqft |
| Fence | Fence |
| Shed | 1 Shed |
| Shed Area | 140 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 84706 |
|---|---|
| Street Address | 442 DAVID DR |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-5704 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SO MICH ACRES IN CITY REPLAT PB 2 PG 42 BLK 2 LOT M ORD 86-FF |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 13 |
| Legal Subdivision | S MICH ACRES REPLAT |
| Legal Tract | 660 |
| Legal Block | 2 |
| Legal Lot Number | M |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 2 |
| Census Block | 2040 |
| Census Tract | 43303 |
Source: Osceola County records · APN 1326300660000200M0
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 442 DAVID DR, SAINT CLOUD, FL 34769-5704 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 16, 1990 · Amount on Record |
| Deed Sale | Mar 16, 1990 · Amount on Record |
| Deed Document Number | 0000960687 |
| Record Updated | Jun 08, 2026 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,184.00 (+8.23%) Homeowner's exemption | $109,043 (+5.99%) | $265,100 (+4.53%) Land $60,000 Building $205,100 |
| 2023 | $1,094.00 (+5.19%) Homeowner's exemption | $102,884 (+3%) | $253,600 (+22.1%) Land $55,000 Building $198,600 |
| 2022 | $1,040.00 Homeowner's exemption | $99,888 | $207,700 Land $50,000 Building $157,700 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970433032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 38 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 38 in force |
| Wildfire Risk | Moderate above 60% of the US · above 33% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 442 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 94 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Spectrum | Cable | 1,000 / 50 |
| Lumen Technologies | DSL | 140 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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