Placer County property record for 442 D St, Lincoln, CA 95648
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,356 sqft · built 1950 |
| Lot Size | 0.149 acres (6,499 sqft) |
| Owner | Individual Name on File |
| Last Sale | $425,000 (Jan 2025) |
| Tax Bill | $4,451 (2025) |
| Deeds & Mortgages | Sep 2025 Mortgage Jul 2021 Sale & Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 008-174-014-000 |
| Primary APN | 008-174-014-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,356 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Contemporary |
| Construction Type | Frame |
| Lot Area | 6,499 sqft (0.149 acres) |
| Garage Area | 437 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 008-174-014 |
|---|---|
| Street Address | 442 D ST |
| City | LINCOLN |
| State | CA |
| Zip | 95648-1944 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 5 BLK 29 |
| Legal Subdivision | LINCOLN |
| Legal Block | 29 |
| Legal Lot Number | 5 |
| Jurisdiction | PLACER CA |
| Township / Civil Division | LINCOLN |
| Census Block Group | 1 |
| Census Block | 1034 |
| Census Tract | 21401 |
442 D St is owned and occupied by an individual who bought it in January 2025.
Source: Placer County records, as of July 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 442 D ST, LINCOLN, CA 95648-1944 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Woman |
| Date | Document |
|---|---|
| Sep 29, 2025 | Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Jul 16, 2021 | Grant Deed, Transfer · VA Mortgage HOME POINT FINANCIAL CORPORATION |
| Apr 21, 2020 | Deed of Trust, Mortgage · VA Mortgage PLAZA HOME MORTGAGE INC |
| Jun 6, 2019 | Grant Deed, Transfer · VA Mortgage MOUNTAIN WEST FINANCIAL INC |
| Jun 6, 2019 | Affidavit of Death, Transfer FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE CO/CA |
| Jun 29, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 9, 2025 · Amount on File |
| Deed Sale | Jan 9, 2025 · Amount on File |
| Prior Sale | Jul 16, 2021 · Amount on File |
| Deed Document Number | 20251304 |
| Prior Transfer Date | Apr 4, 2017 |
| Prior Transfer Doc | 0000048960 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PLACER CA |
| Property Address | 442 D ST, LINCOLN, CA 95648-1944 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2025 |
| Name | Verified Name |
|---|---|
| Address | 442 D ST, LINCOLN, CA 95648-1944 |
| Document Number | 0000052554 |
|---|---|
| Date | Sep 29, 2025 |
| Instrument | 2025-0052554 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | PLACER CA |
| Recording Date | Jul 16, 2021 |
| Property Address | 442 D ST, LINCOLN, CA 95648-1944 |
| Document Number | 0000091164 |
| Map Reference | MB A PG 22 |
| Instrument Date | Jun 30, 2021 |
| Instrument | 2021-0091164 |
| Transaction Type | Transfer |
| Record Updated | Jul 29, 2021 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATL TTL CO OF CA |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 442 D ST, LINCOLN, CA 95648-1944 |
| Document Number | 0000091165 |
|---|---|
| Date | Jul 16, 2021 |
| Instrument | 2021-0091165 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PLACER CA |
| Property Address | 442 D ST, LINCOLN, CA 95648-1944 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TICOR TTL ORANGE CNTY BRANCH |
| Name | Verified Name |
|---|
| Document Number | 0000035749 |
|---|---|
| Date | Apr 21, 2020 |
| Instrument | 2020-0035749 |
| Name | PLAZA HOME MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92121 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | PLACER CA |
| Recording Date | Jun 6, 2019 |
| Property Address | 442 D ST, LINCOLN, CA 95648-1944 |
| Document Number | 0000038350 |
| Map Reference | MB A PG 22 |
| Instrument Date | Jun 3, 2019 |
| Instrument | 2019-0038350 |
| Transaction Type | Transfer |
| Record Updated | Sep 7, 2021 |
| Title Company | FIDELITY NATL TTL CO OF CA |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 442 D ST, LINCOLN, CA 95648-1944 |
| Document Number | 0000038351 |
|---|---|
| Date | Jun 6, 2019 |
| Instrument | 2019-0038351 |
| Name | MOUNTAIN WEST FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2049 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | PLACER CA |
| Recording Date | Jun 6, 2019 |
| Property Address | 442 D ST, LINCOLN, CA 95648-1944 |
| Document Number | 0000038349 |
| Instrument Date | Jun 3, 2019 |
| Instrument | 38349 |
| Transaction Type | Transfer |
| Record Updated | Jun 19, 2019 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE CO/CA |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 442 D ST LINCOLN CA 956481944, LINCOLN, CA 95648-1944 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | PLACER CA |
| Recording Date | Jun 29, 2017 |
| Property Address | 442 D ST, LINCOLN, CA 95648-1944 |
| Document Number | 0000048960 |
| Instrument Date | Apr 4, 2017 |
| Instrument | 48960 |
| Transaction Type | Transfer |
| Record Updated | Jul 7, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 1176 KENSINGTON LN LINCOLN CA 956488014, LINCOLN, CA 95648-8014 |
The 2025 property tax bill for 442 D St was $4,451.
Source: Placer County assessment roll, as of July 13, 2026
| Type | Name |
|---|---|
| State | California |
| County | Placer County |
| Municipality | Lincoln City |
| Unified School District | Western Placer Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $433,500 (+2.12%) Land $137,700 Building $295,800 | |
| 2025 | $4,451.00 | $424,482 Land $127,344 Building $297,138 |
| 2023 | $4,348.00 (+1.49%) | $408,000 Land $122,400 Building $285,600 |
| 2022 | $4,284.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 442 D St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1993.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (1993–1995) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jan 1995 · Severe Winter Storms, Flooding, Landslides, Mud Flows |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 442 D St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LINCOLN serves 56,268 people · EPA ID CA3110004 |
|---|---|
| Water Source | Purchased surface water from PLACER CWA - FOOTHILL |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Astound Broadband Cable · Fiber in parts of the area | 1,500 / 50 |
| Zeta Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Corridor Wireless Fixed Wireless | 100 / 100 |
| Cal.net Fixed Wireless | 100 / 20 |
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