442 Cole Rd, Columbus, MS 39702 Property Records

Lowndes County property record for 442 Cole Rd, Columbus, MS 39702

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,650 sqft · built 1972
Lot Size	2.4 acres (104,544 sqft)
Owner	Individual Name on Record
Last Sale	$146,500 (Jun 2020)
Tax Bill	$633 (2025)
Deeds & Mortgages	Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`65W020000700`

Property Details

APN / Parcel Number

Primary APN	`65W020000700`
Alternative APNs	`021519` `21519`

Interior

Full Baths	1 Bath
Total Rooms	5 Rooms
Building Area	1,650 sqft Adjusted Area
1st Floor Area	1,362 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1972
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	104,544 sqft (2.4 acres)
Garage Area	1,081 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	021519
Street Address	442 COLE RD
City	COLUMBUS
State	MS
Zip	39702-8179
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT NW4 SW4 442 COLE RD
Legal Range	17W
Legal Township	18S
Legal Section	14
Jurisdiction	LOWNDES MS
Township / Civil Division	3
Census Block Group	4
Census Block	4015
Census Tract	405

Owner

Source: Lowndes County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	442 COLE RD, COLUMBUS, MS 39702-8179
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 22, 2020 · Amount on Record
Deed Sale	Jun 22, 2020 · Amount on Record
Prior Sale	Aug 8, 2014
Deed Document Number	0020204012
Deed Book / Page	2020 / 4012
Record Updated	Jun 8, 2026

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOWNDES MS
Recording Date	Jun 22, 2020
Property Address	442 COLE RD, COLUMBUS, MS 39702-8179
Document Number	0020204012
Book / Page	002020 / 004012
Instrument Date	Jun 19, 2020
Transaction Type	Transfer
Record Updated	Aug 24, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	422 COLE RD COLUMBUS MS 39702, COLUMBUS, MS 39702

Mortgage

Document Number	20203992
Date	Jun 22, 2020
Book Page	002020/013992

Lender

Name	BANCORPSOUTH
Type	Bank
Address	TUPELO, MS 38803-3356

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 21, 2050

Tax Assessment & Valuation

Source: Lowndes County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Lowndes County
Unified School District	Lowndes County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$633.00 (+1.28%) Homeowner's exemption	$9,543 (+21.03%)	$95,430 (+21.03%) Land $11,280 Building $84,150
2024	$625.00 (+35.28%)
2023	$462.00 Homeowner's exemption	$7,885	$78,850 Land $11,280 Building $67,570

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 79% of Mississippi
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST LOWNDES W/A #1-LEE STOKES public/private · serves 2,209 people · EPA ID MS0440005
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
4-County Fiber Fiber	1,000 / 1,000
Sparklight Cable	1,000 / 50
C Spire Wireless Fixed Wireless	100 / 20