442 Chestnut St, Coshocton, OH 43812 Property Records

Coshocton County property record for 442 Chestnut St, Coshocton, OH 43812

Property Summary

Property Type	Duplex
Details	3 bd · 2 ba · 3,036 sqft · built 1895
Lot Size	0.246 acres (10,701 sqft)
Owner	2 Individual Names on Record
Last Sale	$95,000 (Sep 2022)
Tax Bill	$1,754 (2025)
Deeds & Mortgages	Oct 2026 Mortgage Jul 2023 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`004110-7`

Property Details

APN / Parcel Number

Primary APN	`004110-7`
Alternative APN	`0430000027900`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	11 Rooms
Units	2 Units
Stories	2 Stories
Building Area	3,036 sqft Total Area
1st Floor Area	1,322 sqft
Upper Floors Area	1,224 sqft
Attic	Attic
Attic Area	1,224 sqft
Basement Area	710 sqft
Unfinished Basement	98 sqft

Exterior

Year Built	Built 1895
Effective Year Built	Effective 1895
Architectural Style	Other
Exterior Material	Wood
Construction Type	Frame
Lot Area	10,701 sqft (0.246 acres)
Lot Dimensions	201 ft deep x 51 ft wide
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	506 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	004110-7
Street Address	442 CHESTNUT ST
City	COSHOCTON
State	OH
Zip	43812-1134
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	IN-LOT 993 51.2 X 201 VAC ALLEY 51.2 X 8
Legal Subdivision	ORIGINAL PLAT OF THE TOWN OF COSHOCTON
Legal Lot Number	993
Jurisdiction	COSHOCTON OH
Township / Civil Division	COSHOCTON
Census Block Group	2
Census Block	2016
Census Tract	961300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Coshocton Main Street Historic District listed 2019 · 116 contributing resources · NRIS 100003497

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Coshocton County records, as of October 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	442 CHESTNUT ST, COSHOCTON, OH 43812-1134
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2026	Warranty Deed, Transfer · Conventional Mortgage UNION CREDIT UNION
Jul 20, 2023	Deed of Trust, Mortgage THE HOME LOAN SAVINGS BANK
Sep 20, 2013	Deed of Trust, Mortgage · Line of Credit OHIO HERITAGE BANK
Sep 21, 2005	Deed of Trust, Mortgage · Line of Credit OHIO HERITAGE BANK
Sep 8, 2022	Warranty Deed, Transfer · Commercial Mortgage THE HOME LOAN SAVINGS BANK
Mar 11, 2019	Warranty Deed, Transfer · Conventional Mortgage BROKER SOLUTIONS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 8, 2022 · Amount on Record
Deed Sale	Sep 8, 2022 · Amount on Record
Prior Sale	Mar 11, 2019 · Amount on Record
Deed Document Number	20223897
Deed Book / Page	792 / 5013
Last Transfer Date	Sep 29, 2026
Transfer Doc	0000004368
Record Updated	Oct 29, 2026

October 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COSHOCTON OH
Recording Date	Oct 5, 2026
Property Address	442 CHESTNUT ST, COSHOCTON, OH 43812-1134
Document Number	0000004368
Book / Page	814 / 2820
Instrument Date	Sep 29, 2026
Instrument	20264368
Transaction Type	Transfer
Record Updated	Oct 14, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SERVI

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	442 CHESTNUT ST, COSHOCTON, OH 43812-1134

Mortgage

Document Number	0000004369,
Date	Oct 5, 2026
Instrument	20264369

Lender

Name	UNION CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COSHOCTON OH
Property Address	442 CHESTNUT ST, COSHOCTON, OH 43812-1134
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 302, GNADENHUTTEN, OH 44629-0302

Mortgage

Document Number	000797/340
Date	Jul 20, 2023
Book Page	797/340
Instrument	202300002808

Lender

Name	THE HOME LOAN SAVINGS BANK
Type	Bank
Address	COSHOCTON, OH 43812

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Jul 14, 2043

September 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COSHOCTON OH
Property Address	442 CHESTNUT ST, COSHOCTON, OH 43812-1134
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000620/903
Date	Sep 20, 2013
Book Page	620/903
Instrument	201300004243

Lender

Name	OHIO HERITAGE BANK
Type	Non-Lending Institution
Address	COSHOCTON, OH 43812

Agreement

Type	Line of Credit
Amount	Amount Recorded

September 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COSHOCTON OH
Property Address	442 CHESTNUT ST, COSHOCTON, OH 43812-1134
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000391/307
Date	Sep 21, 2005
Book Page	391/307
Instrument	200500005142

Lender

Name	OHIO HERITAGE BANK
Address	COSHOCTON, OH 43812

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COSHOCTON OH
Recording Date	Sep 8, 2022
Property Address	442 CHESTNUT ST, COSHOCTON, OH 43812-1134
Document Number	00792/5013
Book / Page	792 / 5013
Map Reference	MB 1 PG 240
Instrument Date	Sep 6, 2022
Instrument	202200003897
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY TITLE COSHOCTON

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	442 CHESTNUT ST, COSHOCTON, OH 43812-1134

Mortgage

Document Number	202200003898
Date	Sep 8, 2022
Instrument	202200003898

Lender

Name	THE HOME LOAN SAVINGS BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 7, 2042

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COSHOCTON OH
Recording Date	Mar 11, 2019
Property Address	442 CHESTNUT ST, COSHOCTON, OH 43812-1134
Document Number	00771/5211
Book / Page	771 / 5211
Instrument Date	Feb 25, 2019
Instrument	201900000929
Transaction Type	Transfer
Record Updated	Sep 29, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	442 CHESTNUT ST, COSHOCTON, OH 43812-1134

Mortgage

Document Number	201900000930
Date	Mar 11, 2019
Instrument	201900000930

Lender

Name	BROKER SOLUTIONS INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2049

Tax Assessment & Valuation

Source: Coshocton County assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Coshocton County
Municipality	Coshocton City
Unified School District	Coshocton City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,754.00 (+8.61%)	$38,200 (-) Land $12,900 Building $25,300	$109,160 (-) Land $36,870 Building $72,290
2024	$1,615.00 (+13.97%)	$38,200 (+27.64%) Land $12,900 Building $25,300	$109,160 (+27.66%) Land $36,870 Building $72,290
2023	$1,417.00 (-7.57%)	$29,929 (-) Land $9,926 Building $20,003
2022	$1,533.00	$29,929 Land $9,926 Building $20,003
2021			$85,510 Land $28,360 Building $57,150

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 2, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COSHOCTON PWS private · serves 14,319 people · EPA ID OH1600012
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
altafiber Network Solutions Fixed Wireless	100 / 20

May also be available: Verizon.

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