442 Central St, Boylston, MA 01505 Property Records

Worcester County and Boylston Town property record for 442 Central St, Boylston, MA 01505

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 2,316 sqft · built 1987
Lot Size	0.982 acres (42,767 sqft)
Owner	2 Individual Names on File
Last Sale	$289,900 (Apr 1988)
Tax Bill	$6,289 (2025)
Deeds & Mortgages	Jan 2024 Line of Credit May 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`131-55-442`

Property Details

APN / Parcel Number

Primary APN	`131-55-442`
Alternative APNs	`BOYL M:32 B:20 L:442` `M:0032 B:0020 L:0442`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,316 sqft Living Area
Gross Area	5,388 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 2002
Architectural Style	Condo/Apartment
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	42,767 sqft (0.982 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	131-55-442
Street Address	442 CENTRAL ST
City	BOYLSTON
State	MA
Zip	01505-1525
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Block	20
Legal Lot Number	442
Jurisdiction	BOYLSTON MA
Township / Civil Division	BOYLSTON
Census Block Group	1
Census Block	1034
Census Tract	718100

Owner

442 Central St, a condominium, is owned and occupied by two individuals who bought it in April 1988.

Source: Worcester County and Boylston Town records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	442 CENTRAL ST, BOYLSTON, MA 01505-1525
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2024	Deed of Trust, Mortgage · Line of Credit DIGITAL FCU
May 4, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance BNC NATIONAL BANK
Jul 19, 2018	Deed of Trust, Mortgage DIGITAL FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 29, 1988 · Amount on File
Deed Sale	Apr 29, 1988 · Amount on File
Record Updated	Sep 20, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOYLSTON MA
Property Address	442 CENTRAL ST, BOYLSTON, MA 01505-1525
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0070060-48
Date	Jan 3, 2024
Book Page	70060/48
Instrument	202400000389

Lender

Name	DIGITAL FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	469 Months
Due	Feb 1, 2063

Interest

Rate Type	Adjustable Rate

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOYLSTON MA
Property Address	442 CENTRAL ST, BOYLSTON, MA 01505-1525
Transaction Type	Mortgage
Record Updated	May 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	65088-75
Date	May 4, 2021
Book Page	65088/75
Instrument	61551

Lender

Name	BNC NATIONAL BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOYLSTON MA
Property Address	442 CENTRAL ST, BOYLSTON, MA 01505-1525
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	59125-15
Date	Jul 19, 2018
Book Page	59125/15
Instrument	73742

Lender

Name	DIGITAL FCU
Type	Credit Union

Agreement

Amount	Amount on Record
Term	180 Months
Due	Jul 1, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 442 Central St was $6,289, up 3.9% from the year before.

Source: Worcester County and Boylston Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Boylston Town
Unified School District	Berlin-Boylston School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,289.00 (+3.92%)	$454,700 (+3.77%) Building $454,700	$670,035 (+3.64%)
2024	$6,052.00 (+3.49%)	$438,200 (+7.9%) Building $438,200	$646,475
2023	$5,848.00	$406,100 Building $406,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 442 Central St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1979–2016)
Most Recent Claim	Oct 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 442 Central St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOYLSTON WATER DISTRICT serves 3,343 people · EPA ID MA2039000
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber	980 / 880

Cell Coverage

4G LTE (outdoors only), no 5G reported

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