442 Carolina Downs, York, SC 29745 Property Records

York County property record for 442 Carolina Downs, York, SC 29745

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,221 sqft · built 2020
Lot Size	1.27 acres (55,645 sqft)
Owner	Individual Name on File
Last Sale	$45,000 (Jun 2018)
Tax Bill	$2,752 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Oct 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`448-01-01-018`

Property Details

APN / Parcel Number

Primary APN	`448-01-01-018`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,221 sqft Living Area
Gross Area	3,284 sqft
1st Floor Area	1,683 sqft
2nd Floor Area	538 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Aluminum/Vinyl
Lot Area	55,645 sqft (1.27 acres)
Garage Area	1,704 sqft
Parking Spaces	6 Parking Spaces
Porch	Slab
Porch Area	284 sqft
Patio Area	195 sqft

Location & Zoning

Street Address	442 CAROLINA DOWNS
City	YORK
State	SC
Zip	29745-8854
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RCI
Legal Description	LOT 16
Legal Subdivision	SURVEY FOR THE PENTON GROUP
Legal Lot Number	16
Jurisdiction	YORK SC
Township / Civil Division	YORK
Census Block Group	4
Census Block	4003
Census Tract	61506

Owner

442 Carolina Downs is owned and occupied by an individual who bought it in June 2018.

Source: York County records, as of May 5, 2026

Owner of Record	Individual Name on File
Mailing Address	442 CAROLINA DOWNS, YORK, SC 29745-8854
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA
Oct 23, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD MORTGAGE CO
Jun 26, 2018	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 26, 2018 · Amount on File
Deed Sale	Jun 26, 2018 · Amount on File
Prior Sale	Mar 6, 2015
Deed Document Number	201826963
Deed Book / Page	17047 / 69
Record Updated	Jun 8, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	442 CAROLINA DOWNS, YORK, SC 29745-8854
Transaction Type	Mortgage
Record Updated	Sep 1, 2022
Title Company	NATIONALLINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1881800402
Date	Dec 8, 2020
Book Page	18818/402
Instrument	2020060267

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jan 1, 2036

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	442 CAROLINA DOWNS, YORK, SC 29745-8854
Transaction Type	Mortgage
Record Updated	Sep 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1724300351
Date	Oct 23, 2018
Book Page	17243/351
Instrument	2018045653

Lender

Name	FIFTH THIRD MORTGAGE CO
Type	Mortgage Company
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	190 Months
Due	Aug 1, 2034

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	YORK SC
Recording Date	Jun 26, 2018
Property Address	442 CAROLINA DOWNS, YORK, SC 29745-8854
Document Number	1704700069
Book / Page	017047 / 000069
Instrument Date	Jun 20, 2018
Instrument	26963
Transaction Type	Transfer
Record Updated	Jul 17, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$166.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	655 GREENLEE RD PITTSBURGH PA 152271021, PITTSBURGH, PA 15227-1021

Tax Assessment & Valuation

The 2025 property tax bill for 442 Carolina Downs was $2,752.

Source: York County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	York County
Unified School District	York School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,752.00	$15,501 Land $1,790 Building $13,711	$476,200 Land $55,000 Building $421,200
2023	$2,368.00	$13,479 Land $1,520 Building $11,959	$336,983 Land $38,000 Building $298,983

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 442 Carolina Downs in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 442 Carolina Downs is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	YORK COUNTY WEST WD private · serves 18,273 people · EPA ID SC4620003
Water Source	Purchased surface water from CITY OF ROCK HILL
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Cable · Fiber in parts of the area	2,000 / 200
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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