442 Cambridge Rd, Coshocton, OH 43812 Property Records

Coshocton County property record for 442 Cambridge Rd, Coshocton, OH 43812

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,852 sqft · built 1910
Lot Size	0.152 acres (6,621 sqft)
Owner	Individual Name on File
Last Sale	$84,750 (Oct 2020)
Tax Bill	$1,826 (2025)
Deeds & Mortgages	May 2005 Line of Credit Jun 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`004340-6`

Property Details

APN / Parcel Number

Primary APN	`004340-6`
Alternative APN	`0430000255600`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,852 sqft Living Area
1st Floor Area	1,116 sqft
Upper Floors Area	736 sqft
Basement Area	736 sqft
Unfinished Basement	736 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	6,621 sqft (0.152 acres)
Lot Dimensions	150 ft deep x 45 ft wide
View / Lot	High Traffic Area
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	254 sqft
Deck Area	208 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	004340-6
Street Address	442 CAMBRIDGE RD
City	COSHOCTON
State	OH
Zip	43812-2253
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OUT-LOT 167 PT PR #6 .152A 50 X 150 05 DOC 5677
Legal Lot Number	167
Jurisdiction	COSHOCTON OH
Township / Civil Division	COSHOCTON
Census Block Group	3
Census Block	3012
Census Tract	961700

Owner

442 Cambridge Rd is owned and occupied by an individual who acquired it in February 2025.

Source: Coshocton County records, as of April 17, 2026

Owner of Record	Individual Name on File
Mailing Address	442 CAMBRIDGE RD, COSHOCTON, OH 43812-2253
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 20, 2005	Deed of Trust, Mortgage · Line of Credit OHIO HERITAGE BANK
Jun 23, 2025	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 6, 2020	Warranty Deed, Transfer · Line of Credit LCJ FINANCIAL GROUP INC
Oct 19, 2005	Warranty Deed, Transfer · ARM OHIO HERITAGE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 6, 2020 · Amount on File
Deed Sale	Oct 6, 2020 · Amount on File
Prior Sale	Oct 19, 2005 · Amount on File
Deed Document Number	20204526
Deed Book / Page	780 / 5148
Last Transfer Date	Feb 7, 2025
Transfer Doc	00804/5034
Record Updated	Sep 20, 2026

May 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COSHOCTON OH
Property Address	442 CAMBRIDGE RD, COSHOCTON, OH 43812-2253
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	000378/776
Date	May 20, 2005
Book Page	378/776
Instrument	200500002526

Lender

Name	OHIO HERITAGE BANK
Address	COSHOCTON, OH 43812

Agreement

Type	Line of Credit
Amount	Amount on Record

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COSHOCTON OH
Property Address	442 CAMBRIDGE RD, COSHOCTON, OH 43812-2253
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	442 CAMBRIDGE RD, COSHOCTON, OH 43812-2253

Mortgage

Document Number	00806/4244
Date	Jun 23, 2025
Book Page	806/4244
Instrument	202500002427

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	1050 WOODWARD AVE, DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2055

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COSHOCTON OH
Recording Date	Oct 6, 2020
Property Address	442 CAMBRIDGE RD, COSHOCTON, OH 43812-2253
Document Number	00780/5148
Book / Page	780 / 5148
Instrument Date	Sep 30, 2020
Instrument	202000004526
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY TITLE COSHOCTON

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	442 CAMBRIDGE RD, COSHOCTON, OH 43812-2253

Mortgage

Document Number	202000004527
Date	Oct 6, 2020
Instrument	202000004527

Lender

Name	LCJ FINANCIAL GROUP INC
Type	Non-Lending Institution

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

October 2005: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COSHOCTON OH
Recording Date	Oct 19, 2005
Property Address	442 CAMBRIDGE RD, COSHOCTON, OH 43812-2253
Document Number	000393/795
Book / Page	393 / 795
Instrument Date	Oct 14, 2005
Instrument	200500005677
Transaction Type	Transfer
Record Updated	May 17, 2022

Transaction

Amount	Amount on Record
Tax	$120.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	442 CAMBRIDGE RD, COSHOCTON, OH 43812-2253

Mortgage

Document Number	000395/481
Date	Nov 7, 2005
Book Page	395/481
Instrument	200500006037

Lender

Name	OHIO HERITAGE BANK
Address	COSHOCTON, OH 43812

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Nov 9, 2035

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Type Change Date	Nov 9, 2008
Change Frequency	3 Years
Min Rate At Change	6%
Index	3-Year TN
Max Rate	12.5%

Tax Assessment & Valuation

The 2025 property tax bill for 442 Cambridge Rd was $1,826, up 8.6% from the year before.

Source: Coshocton County assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Coshocton County
Municipality	Coshocton City
Unified School District	Coshocton City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,826.00 (+8.63%)	$39,760 (-) Land $4,870 Building $34,890	$113,590 (-) Land $13,900 Building $99,690
2024	$1,681.00 (+18.05%)	$39,760 (+32.12%) Land $4,870 Building $34,890	$113,590 Land $13,900 Building $99,690
2023	$1,424.00 (-2.93%)	$30,094 (-) Land $3,742 Building $26,352
2022	$1,467.00	$30,094 Land $3,742 Building $26,352
2021			$85,980 Land $10,690 Building $75,290

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 442 Cambridge Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 2, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 442 Cambridge Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COSHOCTON PWS private · serves 14,319 people · EPA ID OH1600012
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 680 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
altafiber Network Solutions Fixed Wireless	100 / 20

May also be available: Verizon.

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