442 Buckingham Ln, Lancaster, OH 43130 Property Records

Fairfield County property record for 442 Buckingham Ln, Lancaster, OH 43130

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,278 sqft · built 1986
Lot Size	0.33 acres (14,410 sqft)
Owner	Individual Name on File
Last Sale	$299,900 (Nov 2006)
Tax Bill	$4,223 (2023)
Deeds & Mortgages	Apr 2021 Line of Credit Apr 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`053-41805.00`

Property Details

APN / Parcel Number

Primary APN	`053-41805.00`
Alternative APN	`0411 00081`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,278 sqft Living Area
1st Floor Area	1,144 sqft
2nd Floor Area	1,144 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1997
Architectural Style	Modern
Exterior Material	Aluminum/Vinyl
Lot Area	14,410 sqft (0.33 acres)
Lot Dimensions	131 ft deep x 110 ft wide
Garage Area	600 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	220 sqft
Deck Area	160 sqft
Patio Area	90 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Oil
Heating Fuel	Gas

Location & Zoning

Account Number	0411 00081
Street Address	442 BUCKINGHAM LN
City	LANCASTER
State	OH
Zip	43130-9787
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	AVERY HILLS PH III LOT 78
Legal Subdivision	AVERY HILLS
Legal Phase	3
Legal Lot Number	78
Jurisdiction	FAIRFIELD OH
Township / Civil Division	LANCASTER CITY
Census Block Group	1
Census Block	1020
Census Tract	31300

Owner

442 Buckingham Ln is owned by an individual who bought it in November 2006.

Source: Fairfield County records, as of March 11, 2026

Owner of Record	Individual Name on File
Mailing Address	422 BUCKINGHAM LN, LANCASTER, OH 43130-9787
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2021	Deed of Trust, Mortgage · Line of Credit FAIRFIELD FSLA
Apr 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage FAIRFIELD FSLA
Feb 9, 2018	Deed of Trust, Mortgage · Line of Credit FAIRFIELD FED'L S&L ASSN/LANCA
Jan 12, 2018	Deed of Trust, Mortgage · Line of Credit FAIRFIELD FED'L S&L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 1, 2006 · Amount on File
Deed Sale	Nov 1, 2006 · Amount on File
Deed Document Number	200600027006
Deed Book / Page	1447 / 1765
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFIELD OH
Property Address	442 BUCKINGHAM LN, LANCASTER, OH 43130-9787
Transaction Type	Mortgage
Record Updated	Apr 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009304
Date	Apr 8, 2021
Instrument	202100009304

Lender

Name	FAIRFIELD FSLA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Apr 30, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFIELD OH
Property Address	442 BUCKINGHAM LN, LANCASTER, OH 43130-9787
Transaction Type	Mortgage
Record Updated	Apr 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008812
Date	Apr 5, 2021
Instrument	202100008812

Lender

Name	FAIRFIELD FSLA
Type	Bank
Address	LANCASTER, OH 43130

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFIELD OH
Property Address	442 BUCKINGHAM LN, LANCASTER, OH 43130-9787
Document Number	0000002702
Instrument Date	Feb 9, 2018
Transaction Type	Mortgage
Record Updated	Jan 11, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	442 BUCKINGHAM LN LANCASTER OH 431309787, LANCASTER, OH 43130-9787

Mortgage

Document Number	0000002702
Date	Feb 20, 2018
Book Page	001759/000050
Instrument	2702

Lender

Name	FAIRFIELD FED'L S&L ASSN/LANCA
Address	LANCASTER, OH

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Feb 19, 2043

Interest

Rate Type	Adjustable Rate

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFIELD OH
Property Address	442 BUCKINGHAM LN, LANCASTER, OH 43130-9787
Document Number	0000001130
Instrument Date	Jan 12, 2018
Transaction Type	Mortgage
Record Updated	Jan 31, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	442 BUCKINGHAM LN LANCASTER OH 431309787, LANCASTER, OH 43130-9787

Mortgage

Document Number	0000001130
Date	Jan 22, 2018
Book Page	001757/001267
Instrument	1130

Lender

Name	FAIRFIELD FED'L S&L
Type	Federal Savings Bank
Address	LANCASTER, OH 43130

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 21, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Fairfield County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Fairfield County
Municipality	Lancaster City
Unified School District	Lancaster City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$161,640 Land $24,840 Building $136,800	$461,840 Land $70,980 Building $390,860
2023	$4,223.00 Homeowner's exemption	$116,150 (-) Land $16,440 Building $99,710
2022	Homeowner's exemption	$116,150 Land $16,440 Building $99,710	$331,840 Land $46,960 Building $284,880

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 442 Buckingham Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2013)
Most Recent Claim	Jul 2013 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 442 Buckingham Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LANCASTER CITY PWS serves 40,400 people · EPA ID OH2301012
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 35

May also be available: T-Mobile, Verizon.

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