Madison County and Oneida City property record for 442 Broad St, Oneida, NY 13421
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,680 sqft · built 1952 |
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $225,000 (Nov 2023) |
| Tax Bill | $6,181 (2026) |
| Deeds & Mortgages | Nov 2023 Refinance Apr 2023 Sale |
| APN | 251201 38.40-1-35 |
| Primary APN | 251201 38.40-1-35 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,680 sqft Living Area |
| 1st Floor Area | 1,680 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 17,424 sqft (0.4 acres) |
| Lot Dimensions | 135 ft deep x 129 ft wide |
| Garage Type | Attached |
| Garage Area | 336 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Type | In-Ground Vinyl Pool |
| Porch | Slab |
| Porch Area | 12 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 442 BROAD ST |
|---|---|
| City | ONEIDA |
| State | NY |
| Zip | 13421-2449 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | IN 100 YR FLOODPLAIN |
| Legal Block | 1 |
| Legal Lot Number | 35.000 |
| Jurisdiction | MADISON NY |
| Township / Civil Division | ONEIDA |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 30102 |
442 Broad St is owned and occupied by two individuals who bought it in November 2023.
Source: Madison County and Oneida City records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 442 BROAD ST, ONEIDA, NY 13421-2449 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 14, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance AMERICU CU |
| Apr 4, 2023 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 14, 2023 · Amount on File |
| Deed Sale | Nov 14, 2023 · Amount on File |
| Prior Sale | Apr 4, 2023 · Amount on File |
| Deed Document Number | 20235353 |
| Prior Transfer Date | Oct 23, 2008 |
| Prior Transfer Doc | 0014570154 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON NY |
| Property Address | 442 BROAD ST, ONEIDA, NY 13421-2449 |
| Transaction Type | Mortgage |
| Record Updated | Dec 5, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000000354 |
|---|---|
| Date | Nov 14, 2023 |
| Instrument | 2023-5354 |
| Name | AMERICU CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON NY |
| Recording Date | Apr 4, 2023 |
| Property Address | 442 BROAD ST, ONEIDA, NY 13421-2449 |
| Document Number | 0000000464 |
| Instrument Date | Mar 27, 2023 |
| Instrument | 2023-1464 |
| Transaction Type | Transfer |
| Record Updated | Apr 25, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 432 MAIN ST, ONEIDA, NY 13421-2422 |
The 2026 property tax bill for 442 Broad St was $6,181 with a veteran's exemption, down 1.4% from the year before.
Source: Madison County and Oneida City assessment roll, as of April 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Madison County |
| Municipality | Oneida City |
| Unified School District | Oneida City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,181.00 (-1.44%) Veteran's exemption | ||
| 2025 | $6,271.00 | $130,000 Land $17,400 Building $112,600 | $183,099 Land $24,507 Building $158,592 |
| 2023 | $130,000 (-) Land $17,400 Building $112,600 | $171,053 (+9.21%) Land $22,895 Building $148,158 | |
| 2022 | $1,876.00 Homeowner's exemption Senior Citizen's exemption | $130,000 Land $17,400 Building $112,600 | $156,627 Land $20,964 Building $135,663 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 442 Broad St; 6 flood insurance policies are in force nearby.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 442 Broad St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.9% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ONEIDA CITY serves 11,393 people · EPA ID NY2602381 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 521 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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