Madison County property record for 442 Beacon Dr, Richmond, KY 40475
| Property Type | Other |
|---|---|
| Owner | Company Name on File |
| Tax Bill | $2,168 (2025) |
| Deeds & Mortgages | May 2023 Line of Credit Mar 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0068-0005-0191 |
| Primary APN | 0068-0005-0191 |
|---|---|
| Alternative APNs |
|
| Account Number | 56599 |
|---|---|
| Street Address | 440 & 442 BEACON DR |
| State | KY |
| Property Category | Other |
| Property Type | Other > Miscellaneous |
| Legal Description | ASHPARK LOT 191 |
| Legal Lot Number | 191 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | RICHMOND |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 10301 |
Source: Madison County records · APN 0068-0005-0191
Assessment roll updated April 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 248 COLUMBINE DR, CARLISLE, KY 40311-9051 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Date | Document |
|---|---|
| May 15, 2023 | Deed of Trust, Mortgage · Line of Credit STOCK YARDS BANK & TRUST CO |
| Mar 06, 2025 | Deed of Trust, Mortgage · Commercial Mortgage COMMONWEALTH FCU |
| Deed Names | Verified Name on Deed |
|---|---|
| Deed Document Number | 0000784532 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 440 & 442 BEACON DR, KY |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0M2233/578 |
|---|---|
| Date | May 15, 2023 |
| Book Page | M2233/578 |
| Instrument | 2014144850 |
| Name | STOCK YARDS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | LOUISVILLE, KY 40232 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 440 & 442 BEACON DR, KY |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0M2363/356 |
|---|---|
| Date | Mar 06, 2025 |
| Book Page | M2363/356 |
| Instrument | 2014249081 |
| Name | COMMONWEALTH FCU |
|---|---|
| Type | Government Agency |
| Address | FRANKFORT, KY 40602 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Feb 20, 2035 |
| Rate Type | Adjustable Rate |
|---|
Source: Madison County records · Assessment roll updated April 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Municipality | Richmond City |
| Unified School District | Madison County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,168.00 (+0.23%) Additional exemption filed | $230,000 (+3.14%) | $230,000 (+3.14%) |
| 2023 | $2,163.00 (-0.28%) | $223,000 (-) | $223,000 (-) |
| 2022 | $2,169.00 | $223,000 | $223,000 |
Source: FEMA National Flood Hazard Layer as of December 21, 2017 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
May also be available: Metronet Holdings, Verizon.
Based on FCC filings for 283 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | RICHMOND UTILITIES serves 35,640 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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