Nelson County property record for 442 Afton Mountain Rd, Afton, VA 22920
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,280 sqft · built 1964 |
| Lot Size | 0.79 acres (34,412 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,530 (2026) |
| Deeds & Mortgages | Sep 2021 Refinance Jan 2009 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 4A 1 1 |
| Primary APN | 4A 1 1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,280 sqft Finished Area |
| Basement Area | 1,140 sqft |
| Unfinished Basement | 980 sqft |
| Family Room | Family Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 34,412 sqft (0.79 acres) |
| Terrain | Rolling |
| Porch | Slab |
| Porch Area | 400 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 01999 |
|---|---|
| Street Address | 442 AFTON MOUNTAIN RD |
| City | AFTON |
| State | VA |
| Zip | 22920-2404 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | HENTZ LOT NO 1 MAGNOLIA ACRES |
| Legal Subdivision | HENTZ |
| Legal Lot Number | 1 |
| Jurisdiction | NELSON VA |
| Township / Civil Division | NORTH |
| Census Block Group | 2 |
| Census Block | 2047 |
| Census Tract | 950201 |
Source: Nelson County records, as of June 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 415 AVON RD, AFTON, VA 22920-2741 |
| Owner Type | Individual |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Sep 13, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance FIRST HERITAGE MTG |
| Jan 9, 2009 | Deed of Trust, Mortgage · Conventional Mortgage ADVANCED FINANCIAL SERVICES INC |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Aug 3, 2022 |
| Transfer Doc | 0000002284 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NELSON VA |
| Property Address | 442 AFTON MOUNTAIN RD, AFTON, VA 22920-2404 |
| Transaction Type | Mortgage |
| Record Updated | May 22, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0202103346 |
|---|---|
| Date | Sep 13, 2021 |
| Instrument | 202103346 |
| Name | FIRST HERITAGE MTG |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NELSON VA |
| Property Address | 442 AFTON MOUNTAIN RD, AFTON, VA 22920-2404 |
| Transaction Type | Mortgage |
| Record Updated | May 22, 2026 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Name | Verified Name |
|---|
| Document Number | 0090000054 |
|---|---|
| Date | Jan 9, 2009 |
| Instrument | 090000054 |
| Name | ADVANCED FINANCIAL SERVICES INC |
|---|---|
| Type | Subprime Lender |
| Address | MIDDLETOWN, RI 02842 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2039 |
Source: Nelson County assessment roll, as of June 26, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Nelson County |
| Unified School District | Nelson County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,530.00 (+30.99%) | $273,300 (+52.09%) Land $50,000 Building $223,300 | $273,300 (+52.09%) Land $50,000 Building $223,300 |
| 2025 | $179,700 (-) Land $30,000 Building $149,700 | $179,700 (-) Land $30,000 Building $149,700 | |
| 2023 | $1,168.00 | $179,700 Land $30,000 Building $149,700 | $179,700 Land $30,000 Building $149,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 4, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · above 60% of Virginia |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Firefly Fiber Broadband Fiber | 1,000 / 1,000 |
| RiverStreet Networks Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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