442 3rd St, New Haven, KY 40051 Property Records

Nelson County property record for 442 3rd St, New Haven, KY 40051

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,884 sqft · built 1997
Lot Size	0.7 acres (30,492 sqft)
Owner	Individual Name on File
Last Sale	$80,000 (Apr 2017)
Tax Bill	$2,004 (2025)
Deeds & Mortgages	Aug 2021 Line of Credit Apr 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25000-00-131.05`

Property Details

APN / Parcel Number

Primary APN	`25000-00-131.05`
Alternative APN	`81164`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,884 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Aluminum Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	30,492 sqft (0.7 acres)
Garage Type	Attached
Garage Area	572 sqft
Driveway	Gravel Driveway
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	81164
Street Address	442 3RD ST
City	NEW HAVEN
State	KY
Zip	40051-6305
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HUBER EST LT 5 PC1-519/PLAT IN DB350-481
Legal Subdivision	HUBER EST
Legal Lot Number	5
Jurisdiction	NELSON KY
Township / Civil Division	NEW HAVEN
Census Block Group	3
Census Block	3008
Census Tract	930700

Owner

442 3rd St is owned and occupied by an individual who bought it in April 2017.

Source: Nelson County records, as of August 26, 2026

Owner of Record	Individual Name on File
Mailing Address	442 3RD ST, NEW HAVEN, KY 40051-6305
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2021	Deed of Trust, Mortgage · Line of Credit TOWN & COUNTRY BANK & TRUST CO
Apr 28, 2017	Intrafamily Transfer, Transfer · Commercial Mortgage TOWN & COUNTRY BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 28, 2017 · Amount on File
Deed Sale	Apr 28, 2017 · Amount on File
Deed Document Number	20174937
Deed Book / Page	527 / 467
Prior Transfer Date	Apr 27, 2017
Prior Transfer Doc	00D527/467
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NELSON KY
Property Address	442 3RD ST, NEW HAVEN, KY 40051-6305
Transaction Type	Mortgage
Record Updated	Aug 31, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	442 3RD ST, NEW HAVEN, KY 40051-6305

Mortgage

Document Number	M1334/248
Date	Aug 11, 2021
Book Page	M1334/248
Instrument	2021010722

Lender

Name	TOWN & COUNTRY BANK & TRUST CO
Type	Bank
Address	BARDSTOWN, KY 40004

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	NELSON KY
Recording Date	Apr 28, 2017
Property Address	442 3RD ST, NEW HAVEN, KY 40051-6305
Document Number	D527/467
Book / Page	D527 / 467
Map Reference	CAB1 SL519
Instrument Date	Apr 27, 2017
Instrument	2017004937
Transaction Type	Transfer
Record Updated	Jun 18, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$80.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	442 3RD ST, NEW HAVEN, KY 40051-6305

Mortgage

Document Number	2017004938
Date	Apr 28, 2017
Instrument	2017004938

Lender

Name	TOWN & COUNTRY BANK & TRUST CO
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	184 Months
Due	Aug 27, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 442 3rd St was $2,004.

Source: Nelson County assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Nelson County
Municipality	New Haven City
Unified School District	Nelson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,004.00	$203,200 Building $203,200	$203,200 Building $203,200
2023	$2,137.00	$203,200	$203,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 442 3rd St in Zone X, an area of minimal flood risk, though there have been 28 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	28 (1978–2025)
Claims Outside the SFHA	3 of 28
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 3 claims Severe Storms, Flooding, Mudslides, And Tornadoes, May 2010 · 10 claims Severe Storms & Flooding, Feb 1989 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 442 3rd St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LARUE COUNTY WATER DISTRICT #1 serves 9,062 people · EPA ID KY0620237
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 3rd St

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