Whatcom County property record for 442 1st St, Sumas, WA 98295
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,156 sqft · built 1912 |
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | Individual Name on File |
| Last Sale | $65,977 (Feb 2026) |
| Tax Bill | $2,448 (2025) |
| Deeds & Mortgages | Feb 2026 Sale Aug 2017 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 544840 |
| Primary APN | 544840 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,156 sqft Living Area |
| 1st Floor Area | 816 sqft |
| 2nd Floor Area | 340 sqft |
| Interior Walls | Finished/Painted |
| Year Built | Built 1912 |
|---|---|
| Architectural Style | Split Level |
| Exterior Material | Combination |
| Foundation Type | Concrete |
| Roof Material | Metal |
| Lot Area | 5,663 sqft (0.13 acres) |
| Garage Type | Detached |
| Garage Area | 308 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 312 sqft |
| Heating System | Forced Air |
|---|
| Account Number | 544840 |
|---|---|
| Street Address | 442 1ST ST |
| City | SUMAS |
| State | WA |
| Zip | 98295-9668 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RH |
| Legal Description | JOHNSON'S THIRD ADD TO SUMAS SUPP'L ALL LOT 10-E 1/2 OF LOT 11 BLK 3 |
| Legal Range | 04 |
| Legal Township | 41 |
| Legal Section | 35 |
| Legal Subdivision | JOHNSON'S THIRD ADD TO SUMAS |
| Legal Block | 3 |
| Legal Lot Number | 10 |
| Jurisdiction | WHATCOM WA |
| Township / Civil Division | SUMAS |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 10202 |
442 1st St is owned by an individual who bought it in February 2026.
Source: Whatcom County records, as of March 16, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4326 MINAKER RD, SUMAS, WA 98295-8404 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 4, 2026 | Warranty Deed, Transfer WHATCOM LAND TITLE |
| Aug 31, 2017 | Quit Claim Deed, Mortgage · Conventional Mortgage DITECH FIN'L |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 4, 2026 · Amount on File |
| Deed Sale | Feb 4, 2026 · Amount on File |
| Prior Sale | Aug 31, 2017 |
| Deed Document Number | 2026-0200256 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | Feb 4, 2026 |
| Property Address | 442 1ST ST, SUMAS, WA 98295-9668 |
| Document Number | 0000200256 |
| Map Reference | VOL 6 PG 9 |
| Instrument Date | Feb 2, 2026 |
| Instrument | 2026-0200256 |
| Transaction Type | Transfer |
| Record Updated | Feb 13, 2026 |
| Title Company | WHATCOM LAND TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $1,060.64 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4326 MINAKER RD, SUMAS, WA 98295-8404 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | Aug 31, 2017 |
| Property Address | 442 1ST ST, SUMAS, WA 98295-9668 |
| Document Number | 2170803895 |
| Instrument Date | Aug 14, 2017 |
| Instrument | 803895 |
| Transaction Type | Mortgage |
| Record Updated | Sep 20, 2017 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 442 1ST ST SUMAS WA 982959668, SUMAS, WA 98295-9668 |
| Document Number | 2170803896 |
|---|---|
| Date | Aug 31, 2017 |
| Instrument | 803896 |
| Name | DITECH FIN'L |
|---|---|
| Address | TAMPA, FL 33607 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 216 Months |
| Due | Aug 30, 2035 |
The 2025 property tax bill for 442 1st St was $2,448, up 12.6% from the year before.
Source: Whatcom County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Whatcom County |
| Municipality | Sumas City |
| Unified School District | Nooksack Valley School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,448.00 (+12.55%) | $264,152 (+12.55%) Land $108,680 Building $155,472 | $264,152 (+12.55%) Land $108,680 Building $155,472 |
| 2024 | $2,175.00 | $234,705 Land $103,308 Building $131,397 | $234,705 Land $103,308 Building $131,397 |
| 2022 | $211,450 Land $93,072 Building $118,378 | $211,450 Land $93,072 Building $118,378 | |
| 2021 | $1,897.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 442 1st St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 251 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 251 in force |
| Nearby Flood Claims | 226 (2020–2026) |
| Claims Outside the SFHA | 10 of 226 |
| Most Recent Claim | Jun 2026 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 442 1st St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.4% of Washington |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUMAS WATER DEPT serves 2,157 people · EPA ID WA5384870 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ziply Fiber Fiber | 6,000 / 6,000 |
| Xfinity Cable | 2,000 / 250 |
| Pogozone powered by Neubeam Cable | 250 / 35 |
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