Bergen County and Oradell Borough property record for 442 1st St, Oradell, NJ 07649
| Property Type | Exempt (Full or Partial) |
|---|---|
| Details | 1,485 sqft · built 1924 |
| Lot Size | 0.265 acres (11,552 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,100,000 (Nov 2024) |
| Tax Bill | $18,185 (2024) |
| Deeds & Mortgages | Mar 2022 Mortgage Apr 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 44-01302-0000-00012 |
| Primary APN | 44-01302-0000-00012 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,485 sqft Living Area |
| Year Built | Built 1924 |
|---|---|
| Effective Year Built | Effective 1924 |
| Architectural Style | Colonial |
| Construction Type | Frame |
| Lot Area | 11,552 sqft (0.265 acres) |
| Lot Dimensions | 154 ft deep x 75 ft wide |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Account Number | 055600 |
|---|---|
| Street Address | 442 1ST ST |
| City | ORADELL |
| State | NJ |
| Zip | 07649-1704 |
| Property Category | Other |
| Property Type | Other > Exempt (Full or Partial) |
| Local Zoning Code | R3 |
| Legal Description | 75X154 DISABLED VETERAN |
| Legal Subdivision | DELFORD LAND CO |
| Legal Block | 1302 |
| Legal Lot Number | 12 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | ORADELL |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 40001 |
442 1st St is owned by two individuals who bought it in November 2024.
Source: Bergen County and Oradell Borough records, as of June 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 442 1ST ST, ORADELL, NJ 07649-1704 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 25, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB |
| Apr 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Jun 10, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC |
| Nov 6, 2024 | Deed, Transfer · VA Mortgage GUARANTEED RATE AFFINITY LLC |
| Aug 7, 2020 | Grant Deed, Transfer OLD REPUBLIC TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 6, 2024 · Amount on File |
| Deed Sale | Nov 6, 2024 · Amount on File |
| Prior Sale | Aug 7, 2020 · Amount on File |
| Deed Document Number | 202466463 |
| Deed Book / Page | 5359 / 353 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 442 1ST ST, ORADELL, NJ 07649-1704 |
| Transaction Type | Mortgage |
| Record Updated | Oct 30, 2025 |
| Title Company | FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0046321478 |
|---|---|
| Date | Mar 25, 2022 |
| Book Page | 4632/1478 |
| Instrument | 2022035546 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 442 1ST ST, ORADELL, NJ 07649-1704 |
| Transaction Type | Mortgage |
| Record Updated | Oct 30, 2025 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0040830723 |
|---|---|
| Date | Apr 16, 2021 |
| Book Page | 4083/723 |
| Instrument | 2021058043 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 442 1ST ST, ORADELL, NJ 07649-1704 |
| Transaction Type | Mortgage |
| Record Updated | Oct 30, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0052570810 |
|---|---|
| Date | Jun 10, 2024 |
| Book Page | 5257/810 |
| Instrument | 2024034662 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Jul 1, 2044 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Nov 6, 2024 |
| Property Address | 442 1ST ST, ORADELL, NJ 07649-1704 |
| Document Number | 0053590353 |
| Book / Page | 5359 / 353 |
| Instrument Date | Sep 18, 2024 |
| Instrument | 2024066463 |
| Transaction Type | Transfer |
| Record Updated | Oct 30, 2025 |
| Title Company | REALSAFE TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $21,785.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 106 WEST RAMSEY TERRACE, ORADELL, NJ 07649 |
| Name | Verified Name |
|---|---|
| Address | 442 1ST ST, ORADELL, NJ 07649-1704 |
| Document Number | 2024066464 |
|---|---|
| Date | Nov 6, 2024 |
| Instrument | 2024066464 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Oct 1, 2054 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Aug 7, 2020 |
| Property Address | 442 1ST ST, ORADELL, NJ 07649-1704 |
| Document Number | 0036620704 |
| Book / Page | 003662 / 000704 |
| Instrument Date | Jun 24, 2020 |
| Instrument | 71860 |
| Transaction Type | Transfer |
| Record Updated | Aug 20, 2020 |
| Title Company | OLD REPUBLIC TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $765.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 442 1ST ST ORADELL NJ 076491704, ORADELL, NJ 07649-1704 |
Source: Bergen County and Oradell Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Oradell Borough |
| Elementary School District | Oradell Borough School District (KG - 06) |
| Secondary School District | River Dell Regional School District (07 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $781,500 (+4.59%) Land $381,900 Building $399,600 | $781,500 (+4.59%) Land $381,900 Building $399,600 | |
| 2025 | $747,200 Land $354,000 Building $393,200 | $747,200 Land $354,000 Building $393,200 | |
| 2024 | $18,185.00 | ||
| 2023 | $665,000 Land $317,400 Building $347,600 | $665,000 Land $317,400 Building $347,600 | |
| 2022 | $16,859.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 442 1st St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2021) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 442 1st St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 980 / 880 |
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