4419 Palm Ave, Sacramento, CA 95842 Property Records

Sacramento County property record for 4419 Palm Ave, Sacramento, CA 95842

Property Summary

Property Type	Duplex
Details	4 bd · 2.5 ba · 1,862 sqft · built 1977
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on File
Last Sale	$570,000 (Jan 2024)
Tax Bill	$6,884 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Jan 2026 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`220-0231-028-0000`

Property Details

APN / Parcel Number

Primary APN	`220-0231-028-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,862 sqft Living Area
1st Floor Area	1,862 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Other
Lot Area	6,970 sqft (0.16 acres)
Garage Area	493 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Solar

Location & Zoning

Street Address	4419 PALM AVE
City	SACRAMENTO
State	CA
Zip	95842-3358
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RD-30
Legal Description	PARCEL MAP, LOT 9
Legal Subdivision	PARCEL MAP
Legal Lot Number	9
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	3
Census Block	3006
Census Tract	7423

Owner

4419 Palm Ave, a duplex, is owned by two individuals who bought it in January 2024.

Source: Sacramento County records, as of September 3, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7991 PINEVILLE CIR, CASTRO VALLEY, CA 94552-5340
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2021	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Jan 16, 2026	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN INTERNET MORTGAGE INC
Jan 31, 2024	Grant Deed, Transfer · Conventional Mortgage FIRST FEDERAL BANK
Aug 16, 2021	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Sep 14, 2020	Deed of Trust, Mortgage · FHA Mortgage COMMERCE HM MTG
Sep 19, 2019	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MTG
Jul 18, 2018	Grant Deed, Transfer THELENDER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 31, 2024 · Amount on File
Deed Sale	Jan 31, 2024 · Amount on File
Prior Sale	Jul 18, 2018 · Amount on File
Deed Book / Page	20240131 / 457
Prior Transfer Date	May 27, 2008
Prior Transfer Doc	0000000200
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4419 PALM AVE, SACRAMENTO, CA 95842-3358
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4419-4421 PALM AVE, 4421, SACRAMENTO, CA 95842-3358

Mortgage

Document Number	0000000670
Date	Aug 16, 2021
Instrument	202108160670

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4419 PALM AVE, SACRAMENTO, CA 95842-3358
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7991 PINEVILLE CIR, CASTRO VALLEY, CA 94552-5340

Mortgage

Document Number	0000000571
Date	Jan 16, 2026
Instrument	202601160571

Lender

Name	AMERICAN INTERNET MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2041

January 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jan 31, 2024
Property Address	4419 PALM AVE, SACRAMENTO, CA 95842-3358
Document Number	0000000457
Map Reference	MB 25 MAP 35
Instrument Date	Jan 22, 2024
Instrument	202401310457
Transaction Type	Transfer
Record Updated	Feb 12, 2024
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	7991 PINEVILLE CIR, CASTRO VALLEY, CA 94552-5340

Mortgage

Document Number	0000000458
Date	Jan 31, 2024
Instrument	202401310458

Lender

Name	FIRST FEDERAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2054

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4419 PALM AVE, SACRAMENTO, CA 95842-3358
Transaction Type	Mortgage
Record Updated	Aug 27, 2021
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4419-4421 PALM AVE, SACRAMENTO, CA 95842

Mortgage

Document Number	8160000000670
Date	Aug 16, 2021
Book Page	20210816/670

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4419 PALM AVE, SACRAMENTO, CA 95842-3358
Document Number	2009181272
Instrument Date	Sep 14, 2020
Transaction Type	Mortgage
Record Updated	Oct 7, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4419 PALM AVE SACRAMENTO CA 958423358, SACRAMENTO, CA 95842-3358

Mortgage

Document Number	2009181272
Date	Sep 18, 2020
Instrument	2009181272

Lender

Name	COMMERCE HM MTG
Address	IRVINE, CA 92606

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 17, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4419 PALM AVE, SACRAMENTO, CA 95842-3358
Document Number	1909240914
Instrument Date	Sep 19, 2019
Transaction Type	Mortgage
Record Updated	Oct 4, 2019
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4419 PALM AVE SACRAMENTO CA 958423358, SACRAMENTO, CA 95842-3358

Mortgage

Document Number	1909240914
Date	Sep 24, 2019
Instrument	1909240914

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 23, 2049

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jul 18, 2018
Property Address	4419 PALM AVE, SACRAMENTO, CA 95842-3358
Document Number	1807181214
Instrument Date	Jul 16, 2018
Instrument	1807181214
Transaction Type	Transfer
Record Updated	Jul 25, 2018
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$374.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4421 PALM AVE SACRAMENTO CA 958423358, SACRAMENTO, CA 95842-3358

Mortgage

Document Number	1807181215
Date	Jul 18, 2018
Instrument	1807181215

Lender

Name	THELENDER
Address	FARMERS BRANCH, TX 75234

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 17, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 4419 Palm Ave was $6,884, up 60.6% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	Twin Rivers Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$593,028 (+2%) Land $145,656 Building $447,372
2025	$6,884.00 (+60.62%)	$581,400 Land $142,800 Building $438,600
2024	$4,286.00 (-0.7%)
2023	$4,316.00 (+8.36%)	$364,546 Land $80,413 Building $284,133
2022	$3,983.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4419 Palm Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4419 Palm Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SACRAMENTO SUBURBAN WATER DISTRICT serves 194,444 people · EPA ID CA3410001
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 947 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Starlink Satellite	280 / 30
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Succeed.Net, T-Mobile, Verizon.

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