4418 Sagefield Dr, Harmony (Saint Cloud), FL 34773 Property Records

Osceola County property record for 4418 Sagefield Dr, Harmony, FL 34773

Property Summary

Property TypeResidential Vacant Land
Lot Size0.139 acres (6,098 sqft)
OwnerIndividual Name on File
Last Sale$407,900 (Aug 2025)
Tax Bill$831 (2025)
Deeds & MortgagesAug 2025 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN3226323596000F0300

Property Details

APN / Parcel Number

Primary APN3226323596000F0300

Exterior

Lot Area6,098 sqft (0.139 acres)

Location & Zoning

Street Address4418 SAGEFIELD DR
CityHARMONY
StateFL
Zip34773-6214
Property CategoryResidential
Property TypeVacant Land > Residential
Legal DescriptionHARMONY CENTRAL PH 1 PB 32 PGS 120-133 BLK F LOT 30
Legal Phase1
Legal BlockF
Legal Lot Number30
JurisdictionOSCEOLA FL
Township / Civil DivisionSOUTH AND EAST OSCEOLA
Census Block Group2
Census Block2130
Census Tract43801

Owner

4418 Sagefield Dr, residential vacant land, is owned and occupied by an individual who bought it in August 2025.

Source: Osceola County records, as of December 11, 2025

Owner of RecordIndividual Name on File
Mailing Address4418 SAGEFIELD DR, HARMONY, FL 34773-6214
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 18, 2025 · Amount on File
Deed SaleAug 18, 2025 · Amount on File
Deed Document Number2025103013
Deed Book / Page6836 / 1970
Record UpdatedJun 8, 2026

August 2025: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateAug 18, 2025
Property Address4418 SAGEFIELD DR, HARMONY, FL 34773-6214
Document Number0068361970
Book / Page6836 / 1970
Map ReferenceMB 32 PG 120-133
Instrument DateAug 11, 2025
Instrument2025103013
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 12, 2025
Title CompanySOUTHERN TITLE HLDG CO LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,855.30
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address100 W GARDEN ST, PENSACOLA, FL 32502-5618

Transferred To (Grantee/Buyer)

NameVerified Name
Address4418 SAGEFIELD DR, HARMONY, FL 34773-6214

Mortgage

Document Number0068361971
DateAug 18, 2025
Book Page6836/1971
Instrument2025103014
Lender
NameACRISURE MORTGAGE LLC
TypeMortgage Company
AddressORLANDO, FL 32801
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 4418 Sagefield Dr was $831.

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$831.00$60,000 Land $60,000$60,000 Land $60,000
2023$698.00 (+1,044.26%)$50,000 (+1,036.36%) Land $50,000$50,000 (+1,036.36%) Land $50,000
2022$61.00$4,400 Land $4,400$4,400 Land $4,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 4418 Sagefield Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 64 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies64 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4418 Sagefield Dr is very high, ranking above 90% of the US, with a 1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskVery High
above 90% of the US · above 84% of Florida
Wildfire Likelihood1% annual chance
ExposureDirect
burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOHO WATER AUTHORITY-POINCIANA SYSTEM
public/private · serves 69,447 people · EPA ID FL3494429
Water SourceGroundwater
Last State InspectionMar 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Hotwire Communications
Fiber
8,000 / 8,000
Spectrum
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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