4418 Cluster Dr, Orlando, FL 32808 Property Records

Orange County property record for 4418 Cluster Dr, Orlando, FL 32808

Property Summary

Property Type	Townhouse
Details	2 bd · 2.5 ba · 1,277 sqft · built 1986
Lot Size	0.75 acres (3,278 sqft)
Owner	Individual Name on File
Last Sale	$170,000 (Sep 2021)
Tax Bill	$3,093 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Feb 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`32-21-29-3799-22-030`

Property Details

APN / Parcel Number

Primary APN	`32-21-29-3799-22-030`
Alternative APNs	`292132379922030` `324190` `329454` `333800`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Units	2 Units
Stories	2 Stories
Building Area	1,277 sqft Living Area
Gross Area	1,724 sqft
1st Floor Area	672 sqft
Utility Area	40 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1997
Architectural Style	Townhouse
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	3,278 sqft (0.75 acres)
Garage Type	Detached
Garage Area	210 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	90 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	4418 CLUSTER DR
City	ORLANDO
State	FL
Zip	32808-5978
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R-2
Legal Description	HUNTLEY PARK 14/133 LOT 22-C
Legal Range	29E
Legal Township	21S
Legal Section	32
Legal Subdivision	HUNTLEY PARK
Legal Tract	3799
Legal Block	22
Legal Lot Number	22-C
Jurisdiction	ORANGE FL
Township / Civil Division	ORLANDO
Census Block Group	1
Census Block	1000
Census Tract	12404

Owner

4418 Cluster Dr, a townhouse, is owned and occupied by an individual who bought it in September 2021.

Source: Orange County records, as of May 4, 2026

Owner of Record	Individual Name on File
Mailing Address	4418 CLUSTER DR, ORLANDO, FL 32808-5978
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2021	Warranty Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Feb 15, 2018	Warranty Deed, Transfer SIGNATURE TITLE PROFESSIONALS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 2, 2021 · Amount on File
Deed Sale	Sep 2, 2021 · Amount on File
Prior Sale	Feb 15, 2018 · Amount on File
Deed Document Number	2021537560
Record Updated	Oct 29, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Sep 2, 2021
Property Address	4418 CLUSTER DR, ORLANDO, FL 32808-5978
Document Number	0000537560
Map Reference	MB 14 PG 133-135
Instrument Date	Aug 31, 2021
Instrument	20210537560
Transaction Type	Transfer
Record Updated	Dec 9, 2025
Title Company	SIGNATURE TITLE PROFESSIONALS, SIGNATURE TTL PROFESSIONALS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,190.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20401 QUINELLA ST, ORLANDO, FL 32833-4909

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	201 EILEEN AVE, ALTAMONTE SPRINGS, FL 32714-3204

Mortgage

Document Number	0000537561
Date	Sep 2, 2021
Instrument	20210537561

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Feb 15, 2018
Property Address	4418 CLUSTER DR, ORLANDO, FL 32808-5978
Document Number	0000093708
Instrument Date	Feb 12, 2018
Instrument	93708
Transaction Type	Transfer
Record Updated	Mar 7, 2018
Title Company	SIGNATURE TITLE PROFESSIONALS

Transaction

Amount	Amount on Record
Tax	$645.05
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4368 L B MCLEOD RD ORLANDO FL 328115619, ORLANDO, FL 32811-5619

Tax Assessment & Valuation

The 2025 property tax bill for 4418 Cluster Dr was $3,093, up 6.2% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$204,920 (+2.44%) Land $38,000 Building $166,920	$204,920 (-1.34%) Land $38,000 Building $166,920
2025	$3,093.00 (+6.22%) Homeowner's exemption	$200,047	$207,710 Land $38,000 Building $169,710
2024	$2,912.00 (+6.98%)
2023	$2,722.00 (-0.29%) Homeowner's exemption	$188,747 (+24.68%) Land $38,000 Building $150,747	$188,747 (+24.68%) Land $38,000 Building $150,747
2022	$2,730.00	$151,387 Land $34,000 Building $117,387	$151,387 Land $34,000 Building $117,387

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4418 Cluster Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4418 Cluster Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORLANDO UTILITIES COMMISSION serves 536,466 people · EPA ID FL3480962
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless · DSL	100 / 20

May also be available: T-Mobile.

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