Union County property record for 4418 Cascade Dr, Indian Trail, NC 28079
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,720 sqft · built 1998 |
| Lot Size | 0.192 acres (8,364 sqft) |
| Owner | Company Name on File |
| Last Sale | $366,500 (Jun 2022) |
| Tax Bill | $2,458 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Jun 2022 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-066-673 |
| Primary APN | 07-066-673 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 3 Rooms |
| Stories | 2 Stories |
| Building Area | 1,720 sqft Living Area |
| Gross Area | 2,180 sqft |
| 1st Floor Area | 851 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 8,364 sqft (0.192 acres) |
| Garage Type | Attached |
| Garage Area | 460 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 28 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4418 CASCADE DR |
|---|---|
| City | INDIAN TRAIL |
| State | NC |
| Zip | 28079-7637 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | SF-5 INDIA |
| Legal Description | #129 TRAEWYCK MP2A OPCF098 |
| Legal Subdivision | TRAEWYCK |
| Legal Lot Number | 129 |
| Jurisdiction | UNION NC |
| Township / Civil Division | VANCE |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 20312 |
4418 Cascade Dr, a rural home, is owned by a company that bought it in June 2022.
Source: Union County records, as of October 20, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 14355 COMMERCE WAY, MIAMI LAKES, FL 33016-1502 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 5, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MERIDIAN HOME MORTGAGE CORP |
| Jun 2, 2022 | Warranty Deed, Transfer INVESTOR TITLE INSURANCE COMPANY, INVESTORS TITLE INSURANCE CO |
| Nov 24, 2021 | Warranty Deed, Transfer · Commercial Mortgage ANCHOR LOANS INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 2, 2022 · Amount on File |
| Deed Sale | Jun 2, 2022 · Amount on File |
| Prior Sale | Nov 24, 2021 · Amount on File |
| Deed Document Number | 202220084 |
| Deed Book / Page | 8493 / 1 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 4418 CASCADE DR, INDIAN TRAIL, NC 28079-7637 |
| Transaction Type | Mortgage |
| Record Updated | Dec 2, 2025 |
| Title Company | ADVANTAGE TITLE COMPANY, ADVANTAGE TITLE COMPANY LLC |
| Name | Verified Name |
|---|
| Document Number | 0008050703 |
|---|---|
| Date | Apr 5, 2021 |
| Book Page | 8050/703 |
| Instrument | 15583 |
| Name | MERIDIAN HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | WESTMINSTER, MD 21157 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Jun 2, 2022 |
| Property Address | 4418 CASCADE DR, INDIAN TRAIL, NC 28079-7637 |
| Document Number | 0000084931 |
| Book / Page | 8493 / 1 |
| Map Reference | CAB F FILE 98 |
| Instrument Date | Jun 1, 2022 |
| Instrument | 20084 |
| Transaction Type | Transfer |
| Record Updated | Dec 2, 2025 |
| Title Company | INVESTOR TITLE INSURANCE COMPANY, INVESTORS TITLE INSURANCE CO |
| Amount | Amount on Record |
|---|---|
| Tax | $733.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1401 FUNNY CIDE DR, WAXHAW, NC 28173-7262 |
| Name | Verified Name |
|---|---|
| Address | 14355 COMMERCE WAY, MIAMI LAKES, FL 33016-1502 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Nov 24, 2021 |
| Property Address | 4418 CASCADE DR, INDIAN TRAIL, NC 28079-7637 |
| Document Number | 0008324872 |
| Book / Page | 8324 / 872 |
| Map Reference | CAB F FILE 98 |
| Instrument Date | Nov 24, 2021 |
| Instrument | 55903 |
| Transaction Type | Transfer |
| Record Updated | Dec 2, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $630.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 15467 VISCOUNT CIR, PT CHARLOTTE, FL 33981-3326 |
| Name | Verified Name |
|---|---|
| Address | 1401 FUNNY CIDE DR, WAXHAW, NC 28173-7262 |
| Investor | Possibly a Property Investor |
| Document Number | 0000055904 |
|---|---|
| Date | Nov 24, 2021 |
| Instrument | 55904 |
| Name | ANCHOR LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 4418 Cascade Dr was $2,458.
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Indian Trail Town |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $372,200 (-) Land $68,000 Building $304,200 | $372,200 (-) Land $68,000 Building $304,200 | |
| 2025 | $2,458.00 | $372,200 Land $68,000 Building $304,200 | $372,200 Land $68,000 Building $304,200 |
| 2023 | $1,995.00 | $237,700 Land $38,800 Building $198,900 | $237,700 Land $38,800 Building $198,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4418 Cascade Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1995.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 2 (1995–2018) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4418 Cascade Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.5% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Windstream DSL | 100 / 20 |
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