4418 Brave Ln, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4418 Brave Ln, Saint Cloud, FL 34772

Property Summary

Property Type	Mobile Home
Details	2 bd · 2 ba · 1,175 sqft · built 1985
Lot Size	0.147 acres (6,403 sqft)
Owner	Individual Name on Record
Last Sale	$177,000 (Mar 2026)
Tax Bill	$1,378 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Feb 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`16-26-30-0775-000C-0230`

Property Details

APN / Parcel Number

Primary APN	`16-26-30-0775-000C-0230`
Alternative APNs	`2630160775000C0230` `85838`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,175 sqft Living Area
Gross Area	1,355 sqft
1st Floor Area	1,175 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Custom Design
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,403 sqft (0.147 acres)
Lot Dimensions	100 ft deep x 64 ft wide
Garage Type	Carport
Garage Area	384 sqft
Carport	Carport
Carport Area	384 sqft
Parking Spaces	1 Parking Space
Porch	Florida Room
Porch Area	370 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	4418 BRAVE LN
City	SAINT CLOUD
State	FL
Zip	34772-8815
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	SPUD
Legal Description	TEKA VILLAGE PHASE 1 PB 5 PG 184 BLK C LOT 23
Legal Range	30E
Legal Township	26S
Legal Section	16
Legal Subdivision	TEKA VLG PH 1
Legal Phase	1
Legal Tract	775
Legal Block	C
Legal Lot Number	23
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1026
Census Tract	43208

Owner

Source: Osceola County records, as of April 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4418 BRAVE LN, SAINT CLOUD, FL 34772-8815
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2026	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Feb 8, 2022	Warranty Deed, Transfer INNOVATIVE TITLE SERVICES I LLC, INNOVATIVE TITLE SVCS I LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 30, 2026 · Amount on Record
Deed Sale	Mar 30, 2026 · Amount on Record
Prior Sale	Feb 8, 2022 · Amount on Record
Deed Document Number	202642241
Deed Book / Page	6946 / 902
Record Updated	Oct 29, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Mar 30, 2026
Property Address	4418 BRAVE LN, SAINT CLOUD, FL 34772-8815
Document Number	0069460902
Book / Page	6946 / 902
Map Reference	MB 5 PG 184
Instrument Date	Mar 27, 2026
Instrument	2026042241
Transaction Type	Transfer
Record Updated	Apr 22, 2026
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,239.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	103 FREEDOM POND LN, NORTH CHILI, NY 14514-1254

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4418 BRAVE LN, SAINT CLOUD, FL 34772-8815

Mortgage

Document Number	0006946904
Date	Mar 30, 2026
Instrument	6946/904

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Feb 8, 2022
Property Address	4418 BRAVE LN, SAINT CLOUD, FL 34772-8815
Document Number	0061460949
Book / Page	6146 / 949
Map Reference	MB 5 PG 184
Instrument Date	Jan 31, 2022
Instrument	2022021347
Transaction Type	Transfer
Record Updated	Dec 12, 2025
Title Company	INNOVATIVE TITLE SERVICES I LLC, INNOVATIVE TITLE SVCS I LLC

Transaction

Amount	Amount Recorded
Tax	$1,119.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1071 W SEAGATE DR, DELTONA, FL 32725-2276

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4418 BRAVE LN, SAINT CLOUD, FL 34772-8815

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,378.00 (+4.24%) Homeowner's exemption Veteran's exemption	$124,915 (-11.41%)	$154,000 (+9.22%) Land $48,000 Building $106,000
2024	$1,322.00 (-48.01%)
2023	$2,543.00 (+433.12%)	$141,000 (+160.44%) Land $35,000 Building $106,000	$141,000 (+61.14%) Land $35,000 Building $106,000
2022	$477.00 Homeowner's exemption	$54,140	$87,500 Land $25,000 Building $62,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 29 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	35 units insured incl. 6 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 50% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink.

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