4418 65th Ter E, Sarasota, FL 34243 Property Records

Manatee County property record for 4418 65th Ter E, Sarasota, FL 34243

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,680 sqft · built 2005
Lot Size	0.208 acres (9,063 sqft)
Owner	Individual Name on Record
Last Sale	$410,000 (May 2025)
Tax Bill	$3,716 (2024)
Deeds & Mortgages	Jan 2025 Mortgage May 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18792.0185-9`

Property Details

APN / Parcel Number

Primary APN	`18792.0185-9`
Alternative APN	`3518201879201859`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	1,680 sqft Living Area
Gross Area	2,394 sqft
1st Floor Area	1,680 sqft
Flooring	Concrete/Cement

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2011
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Tile
Lot Area	9,063 sqft (0.208 acres)
View / Lot	Lake
Garage Type	Attached
Garage Area	436 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Screened Porch
Porch Area	278 sqft
Patio Area	184 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	3518201879201859
Street Address	4418 65TH TER E
City	SARASOTA
State	FL
Zip	34243-7945
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD-R
Legal Description	LOT 1017 CASCADES AT SARASOTA PHASE I PI#18792.0185/9
Legal Range	18E
Legal Township	35S
Legal Section	20
Legal Subdivision	CASCADES AT SARASOTA PHASE I
Legal Phase	1
Legal Tract	1879200
Legal Block	2040
Legal Lot Number	1017
Jurisdiction	MANATEE FL
Township / Civil Division	BRADENTON
Census Block Group	1
Census Block	1001
Census Tract	813

Owner

Source: Manatee County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	LANGER ANGEN 37, 37, HEIDELBERG XX, 69115
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2025	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK
May 21, 2025	Warranty Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC
Oct 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 21, 2025 · Amount on Record
Deed Sale	May 21, 2025 · Amount on Record
Prior Sale	Feb 22, 2016 · Amount on Record
Deed Document Number	202541063641
Record Updated	Jun 8, 2026

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	4418 65TH TER E, SARASOTA, FL 34243-7945
Transaction Type	Mortgage
Record Updated	Dec 11, 2025
Title Company	CON TITLE, CROWN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4418 65TH TER E, SARASOTA, FL 34243-7945

Mortgage

Document Number	0041011070
Date	Jan 27, 2025
Instrument	202541011070

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	7.25%
Type Change Date	Feb 1, 2026
Change Frequency	Annually
Min Rate At Change	5.25%
Max Rate At Change	9.25%
Index	1-Year T-Bill
Max Rate	13.2%

May 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	May 21, 2025
Property Address	4418 65TH TER E, SARASOTA, FL 34243-7945
Document Number	0041063641
Map Reference	MB 44 PG 24-30
Instrument Date	May 15, 2025
Instrument	202541063641
Transaction Type	Transfer
Record Updated	Dec 11, 2025
Title Company	FLORIDA TITLE AND GUARANTEE AGENCY, FL TITLE & GUARANTEE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,870.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	144 INDEPENDENCE WAY, SEWICKLEY, PA 15143-3110

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	LANGER ANGEN 37, 37, HEIDELBERG XX, 69115

Mortgage

Document Number	0041063642
Date	May 21, 2025
Instrument	202541063642

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2055

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	4418 65TH TER E, SARASOTA, FL 34243-7945
Document Number	0041114754
Instrument Date	Oct 16, 2020
Transaction Type	Mortgage
Record Updated	Nov 9, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4418 65TH TER E SARASOTA FL 342437945, SARASOTA, FL 34243-7945

Mortgage

Document Number	0041114754
Date	Oct 22, 2020
Instrument	41114754

Lender

Name	AMERISAVE MTG
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 21, 2050

Tax Assessment & Valuation

Source: Manatee County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$281,501 (+5.99%)	$343,378 (-10.22%) Land $40,800 Building $302,578
2024	$3,716.00 (+1.67%)
2023	$3,655.00 (+2.96%) Homeowner's exemption	$265,600 (+3%)	$382,469 (+0.58%) Land $40,800 Building $341,669
2022	$3,550.00 Homeowner's exemption	$257,864	$380,270 Land $40,000 Building $340,270

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 191 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	191 in force
Nearby Flood Claims	2 (2017–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2024 · Hurricane Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 330 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, Hotwire Communications.

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