4418 16th St S, Moorhead, MN 56560 Property Records

Clay County property record for 4418 16th St S, Moorhead, MN 56560

Property Summary

Property Type	Single Family Home
Lot Size	8,417 acres (366,644,520 sqft)
Owner	Individual Name on File
Last Sale	$136,851 (Dec 2010)
Tax Bill	$5,960 (2026)
Deeds & Mortgages	May 2023 Sale & Mortgage Jul 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`58.611.0040`

Property Details

APN / Parcel Number

Primary APN	`58.611.0040`

Exterior

Lot Area	366,644,520 sqft (8,417 acres)

Location & Zoning

Street Address	4418 16TH ST S
City	MOORHEAD
State	MN
Zip	56560-6995
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PRAIRIE MEADOWS 2ND ADDITION LOT 004 BLK 1 BLOCK 001 LOT 004 SUBDIVISIONCD 58611 SUBDIVISIONNAME PRAIRIE MEADOWS SECOND ADDIT
Legal Range	48
Legal Township	139
Legal Section	28
Legal Subdivision	PRAIRIE MEADOWS SECOND ADDITION
Legal Block	1
Legal Lot Number	4
Jurisdiction	CLAY MN
Township / Civil Division	MOORHEAD
Census Block Group	1
Census Block	1016
Census Tract	30110

Owner

Source: Clay County assessment roll, as of August 12, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4418 16TH ST S, MOORHEAD, MN 56560-6995
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 4, 2023	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MTG CORP
Jul 6, 2022	Deed of Trust, Mortgage · Conventional Mortgage BELL BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 2, 2010 · Amount on Record
Deed Sale	Dec 2, 2010 · Amount on Record
Deed Document Number	2010690661
Record Updated	Jun 8, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MN
Recording Date	May 4, 2023
Property Address	4418 16TH ST S, MOORHEAD, MN 56560-6995
Document Number	0000837486
Instrument Date	May 4, 2023
Instrument	837486
Transaction Type	Transfer
Record Updated	May 24, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$940.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4418 16TH ST S, MOORHEAD, MN 56560-6995

Mortgage

Document Number	0000837487
Date	May 4, 2023
Instrument	837487

Lender

Name	FAIRWAY INDEPENDENT MTG CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MN
Property Address	4418 16TH ST S, MOORHEAD, MN 56560-6995
Transaction Type	Mortgage
Record Updated	Jul 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000830004
Date	Jul 6, 2022
Instrument	830004

Lender

Name	BELL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Dec 14, 2023

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Clay County assessment roll, as of August 12, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Clay County
Municipality	Moorhead City
Unified School District	Moorhead Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,960.00 (+11.61%)
2025		$282,200 (+10.71%) Land $44,800 Building $237,400	$282,200 (+10.71%) Land $44,800 Building $237,400
2023	$5,340.00 Homeowner's exemption	$254,900 Land $41,600 Building $213,300	$254,900 Land $41,600 Building $213,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.4% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Moorhead serves 44,583 people · EPA ID MN1140008
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midcontinent Communications Cable	2,000 / 350
Cable One Cable	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: Lumen Technologies, Verizon.

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