4417 Reels Mill Rd, Frederick, MD 21704 Property Records

Frederick County property record for 4417 Reels Mill Rd, Frederick, MD 21704

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,067 sqft · built 1897
Lot Size	0.932 acres (40,608 sqft)
Owner	2 Individual Names on File
Last Sale	$420,000 (Dec 2025)
Tax Bill	$3,129 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Dec 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-243847`

Property Details

APN / Parcel Number

Primary APN	`07-243847`
Alternative APN	`243847`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	1,067 sqft Living Area
1st Floor Area	683 sqft

Exterior

Year Built	Built 1897
Effective Year Built	Effective 1897
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	40,608 sqft (0.932 acres)

Exterior Amenities

Porch	Open Porch
Porch Area	192 sqft
Shed	1 Shed
Shed Area	832 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	243847
Street Address	4417 REELS MILL RD
City	FREDERICK
State	MD
Zip	21704-7757
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 40,608 SQ. FT. REELS MILL RD
Legal Lot Number	40
Jurisdiction	FREDERICK MD
Township / Civil Division	7, URBANA
Census Block Group	1
Census Block	1016
Census Tract	752206

Owner

4417 Reels Mill Rd is owned and occupied by two individuals who bought it in December 2025.

Source: Frederick County records, as of August 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4417 REELS MILL RD, FREDERICK, MD 21704-7757
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Dec 1, 2025	Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP
Apr 17, 2019	Grant Deed, Transfer · Conventional Mortgage JG WENTWORTH HM LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 1, 2025 · Amount on File
Deed Sale	Dec 1, 2025 · Amount on File
Prior Sale	Apr 17, 2019 · Amount on File
Deed Book / Page	17623 / 164
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	4417 REELS MILL RD, FREDERICK, MD 21704-7757
Transaction Type	Mortgage
Record Updated	Dec 15, 2025
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0147220377
Date	Mar 31, 2021
Book Page	14722/377

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2036

December 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Dec 1, 2025
Property Address	4417 REELS MILL RD, FREDERICK, MD 21704-7757
Document Number	0176230164
Book / Page	17623 / 164
Instrument Date	Nov 26, 2025
Transaction Type	Transfer
Record Updated	Dec 15, 2025
Title Company	CARDINAL TITLE GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,050.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4417 REELS MILL RD, FREDERICK, MD 21704-7757

Mortgage

Document Number	0017623172
Date	Dec 1, 2025
Instrument	17623/172

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2055

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK MD
Recording Date	Apr 17, 2019
Property Address	4417 REELS MILL RD, FREDERICK, MD 21704-7757
Document Number	0129230001
Book / Page	012923 / 000001
Instrument Date	Mar 29, 2019
Transaction Type	Transfer
Record Updated	Apr 29, 2019
Title Company	COLONY TITLE GROUP LIMITED, COLONY TITLE GRP LTD

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$275.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4417 REELS MILL RD FREDERICK MD 217047757, FREDERICK, MD 21704-7757

Mortgage

Document Number	129230008
Date	Apr 17, 2019
Book Page	012923/000008

Lender

Name	JG WENTWORTH HM LNDG
Address	WOODBRIDGE, VA 22192

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 16, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 4417 Reels Mill Rd was $3,129.

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$319,567 (+7.66%)	$342,300 (-) Land $202,400 Building $139,900
2025	$3,129.00 Homeowner's exemption	$296,833	$342,300 Land $202,400 Building $139,900
2023	$2,717.00 Homeowner's exemption	$248,400	$274,100 Land $165,200 Building $108,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4417 Reels Mill Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4417 Reels Mill Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G and 4G LTE (outdoors only)

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