Eau Claire County property record for 4417 Gessner Rd, Eau Claire, WI 54703
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,006 sqft · built 2005 |
| Lot Size | 0.422 acres (18,365 sqft) |
| Owner | Individual Name on File |
| Last Sale | $215,000 (Nov 2020) |
| Tax Bill | $4,239 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage Apr 2024 Mortgage + 4 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 14-2170-000 |
| Primary APN | 14-2170-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,006 sqft Living Area |
| Basement Area | 960 sqft |
| Finished Basement | 744 sqft |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Ranch |
| Exterior Material | Vinyl |
| Foundation Type | Block |
| Lot Area | 18,365 sqft (0.422 acres) |
| Lot Dimensions | 161 ft deep x 113 ft wide |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 4417 GESSNER RD |
|---|---|
| City | EAU CLAIRE |
| State | WI |
| Zip | 54703-1402 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 10 EAGLE RIDGE ESTATES |
| Legal Range | 09W |
| Legal Township | 27N |
| Legal Section | 08 |
| Legal Subdivision | EAGLE RIDGE ESTATES |
| Legal Lot Number | 10 |
| Jurisdiction | EAU CLAIRE WI |
| Township / Civil Division | EAU CLAIRE |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 1500 |
4417 Gessner Rd is owned and occupied by an individual who bought it in November 2020.
Source: Eau Claire County records, as of April 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4417 GESSNER RD, EAU CLAIRE, WI 54703-1402 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 28, 2026 | Deed of Trust, Mortgage · FHA Mortgage MORTGAGE EXPRESS |
| Apr 4, 2024 | Deed of Trust, Mortgage · Conventional Mortgage CARRINGTON MORTGAGE SVCS |
| Nov 3, 2020 | Warranty Deed, Transfer · Conventional Mortgage US BANK NA |
| Jun 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ROYAL CU |
| May 8, 2020 | Deed of Trust, Mortgage · Line of Credit ROYAL CU |
| May 8, 2020 | Deed of Trust, Mortgage · Line of Credit ROYAL CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 3, 2020 · Amount on File |
| Deed Sale | Nov 3, 2020 · Amount on File |
| Prior Sale | Jan 10, 2013 · Amount on File |
| Deed Document Number | 20201200973 |
| Prior Transfer Date | Apr 6, 2006 |
| Prior Transfer Doc | 0000948850 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EAU CLAIRE WI |
| Property Address | 4417 GESSNER RD, EAU CLAIRE, WI 54703-1402 |
| Transaction Type | Mortgage |
| Record Updated | Feb 18, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0001275967 |
|---|---|
| Date | Jan 28, 2026 |
| Instrument | 1275967 |
| Name | MORTGAGE EXPRESS |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.25% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Apr 1, 2020 |
| Change Frequency | Annually |
| Min Rate At Change | 4.25% |
| Max Rate At Change | 6.25% |
| Index | Other |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EAU CLAIRE WI |
| Property Address | 4417 GESSNER RD, EAU CLAIRE, WI 54703-1402 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0001253449 |
|---|---|
| Date | Apr 4, 2024 |
| Instrument | 1253449 |
| Name | CARRINGTON MORTGAGE SVCS |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EAU CLAIRE WI |
| Recording Date | Nov 3, 2020 |
| Property Address | 4417 GESSNER RD, EAU CLAIRE, WI 54703-1402 |
| Document Number | 0001200973 |
| Instrument Date | Nov 2, 2020 |
| Instrument | 1200973 |
| Transaction Type | Transfer |
| Record Updated | May 24, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $645.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4417 GESSNER RD, EAU CLAIRE, WI 54703-1402 |
| Document Number | 0001200974 |
|---|---|
| Date | Nov 3, 2020 |
| Instrument | 1200974 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EAU CLAIRE WI |
| Property Address | 4417 GESSNER RD, EAU CLAIRE, WI 54703-1402 |
| Document Number | 0001193864 |
| Instrument Date | Jun 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 23, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Address | 4417 GESSNER RD EAU CLAIRE WI 547031402, EAU CLAIRE, WI 54703-1402 |
| Document Number | 0001193864 |
|---|---|
| Date | Jul 2, 2020 |
| Instrument | 1193864 |
| Name | ROYAL CU |
|---|---|
| Type | Credit Union |
| Address | EAU CLAIRE, WI 54703 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EAU CLAIRE WI |
| Property Address | 4417 GESSNER RD, EAU CLAIRE, WI 54703-1402 |
| Document Number | 0001192802 |
| Instrument Date | May 8, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 8, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Address | 4417 GESSNER RD EAU CLAIRE WI 547031402, EAU CLAIRE, WI 54703-1402 |
| Document Number | 0001192802 |
|---|---|
| Date | Jun 16, 2020 |
| Instrument | 1192802 |
| Name | ROYAL CU |
|---|---|
| Type | Credit Union |
| Address | EAU CLAIRE, WI 54703 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jun 15, 2040 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EAU CLAIRE WI |
| Property Address | 4417 GESSNER RD, EAU CLAIRE, WI 54703-1402 |
| Document Number | 0001198468 |
| Instrument Date | May 8, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 7, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Address | 4417 GESSNER RD EAU CLAIRE WI 547031402, EAU CLAIRE, WI 54703-1402 |
| Document Number | 0001198468 |
|---|---|
| Date | Sep 21, 2020 |
| Instrument | 1198468 |
| Name | ROYAL CU |
|---|---|
| Type | Credit Union |
| Address | EAU CLAIRE, WI 54703 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Sep 20, 2040 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 4417 Gessner Rd was $4,239 with a homeowner's exemption.
Source: Eau Claire County assessment roll, as of April 23, 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Eau Claire County |
| Municipality | Eau Claire City |
| Unified School District | Eau Claire Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,239.00 | $219,800 Land $42,500 Building $177,300 | $287,500 |
| 2023 | $219,800 Land $42,500 Building $177,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4417 Gessner Rd in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4417 Gessner Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Wisconsin |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAU CLAIRE WATERWORKS serves 70,587 people · EPA ID WI6180230 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
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