Montgomery County property record for 4416 Summit Ridge Dr, Dayton, OH 45424
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,560 sqft · built 1984 |
| Lot Size | 0.184 acres (7,841 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $154,900 (Jul 2019) |
| Tax Bill | $4,134 (2024) |
| Deeds & Mortgages | Feb 2026 Transfer Feb 2022 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R72617604-0010 |
| Primary APN | R72617604-0010 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,560 sqft Living Area |
| Gross Area | 1,584 sqft |
| 1st Floor Area | 1,040 sqft |
| Basement Area | 520 sqft |
| Finished Basement | 520 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Bi-Level |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 7,841 sqft (0.184 acres) |
| Lot Dimensions | 100 ft deep x 80 ft wide |
| View / Lot | Neighborhood / Spot |
| Garage Type | Basement |
| Garage Area | 520 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Stoop |
| Porch Area | 24 sqft |
| Deck Area | 180 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 4416 SUMMIT RIDGE DR |
|---|---|
| City | DAYTON |
| State | OH |
| Zip | 45424-4477 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 81366 WILLOW GLEN SEC 5 |
| Legal Subdivision | WILLOW GLEN |
| Legal Lot Number | 10 |
| Jurisdiction | MONTGOMERY OH |
| Township / Civil Division | DAYTON |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 90304 |
4416 Summit Ridge Dr is owned and occupied by two individuals who acquired it in January 2022.
Source: Montgomery County records, as of February 12, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4416 SUMMIT RIDGE DR, DAYTON, OH 45424-4477 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Feb 3, 2026 | Intrafamily Transfer, Transfer |
| Feb 7, 2022 | Intrafamily Transfer, Transfer |
| Jul 31, 2019 | Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 31, 2019 · Amount on File |
| Deed Sale | Jul 31, 2019 · Amount on File |
| Prior Sale | Apr 15, 2015 · Amount on File |
| Deed Document Number | 201940278 |
| Last Transfer Date | Jan 14, 2022 |
| Transfer Doc | 0000007935 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Feb 3, 2026 |
| Property Address | 4416 SUMMIT RIDGE DR, DAYTON, OH 45424-4477 |
| Document Number | 0000006739 |
| Instrument Date | Feb 2, 2026 |
| Instrument | 2026-00006739 |
| Transaction Type | Transfer |
| Record Updated | Feb 12, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4416 SUMMIT RIDGE DR, DAYTON, OH 45424-4477 |
| Name | Verified Name |
|---|---|
| Address | 4416 SUMMIT RIDGE DR, DAYTON, OH 45424-4477 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Feb 7, 2022 |
| Property Address | 4416 SUMMIT RIDGE DR, DAYTON, OH 45424-4477 |
| Document Number | 0000007935 |
| Instrument Date | Jan 14, 2022 |
| Instrument | 2022-00007935 |
| Transaction Type | Transfer |
| Record Updated | Feb 24, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4416 SUMMIT RIDGE DR, DAYTON, OH 45424-4477 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Jul 31, 2019 |
| Property Address | 4416 SUMMIT RIDGE DR, DAYTON, OH 45424-4477 |
| Document Number | 0000040278 |
| Instrument Date | Jun 4, 2019 |
| Instrument | 40278 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2019 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $464.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4416 SUMMIT RIDGE DR DAYTON OH 454244477, DAYTON, OH 45424-4477 |
| Document Number | 40279 |
|---|---|
| Date | Jul 31, 2019 |
| Instrument | 40279 |
| Name | VETERANS UNITED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 30, 2049 |
Source: Montgomery County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Montgomery County |
| Municipality | Dayton City |
| Unified School District | Huber Heights City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $68,820 Land $14,390 Building $54,430 | $196,610 Land $41,100 Building $155,510 | |
| 2024 | $4,134.00 (+3.12%) | ||
| 2023 | $4,009.00 (+15.37%) | $68,820 (+39.42%) Land $14,390 Building $54,430 | $196,610 Land $41,100 Building $155,510 |
| 2022 | $3,475.00 | $49,360 Land $10,500 Building $38,860 | |
| 2020 | $141,030 Land $30,000 Building $111,030 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4416 Summit Ridge Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4416 Summit Ridge Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 78% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DAYTON PUBLIC WATER SYSTEM serves 141,407 people · EPA ID OH5703512 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 470 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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