4416 McCulloch St, Duluth, MN 55804 Property Records

St. Louis County property record for 4416 McCulloch St, Duluth, MN 55804

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 1,910 sqft · built 1904
Lot Size0.16 acres (6,999 sqft)
OwnerIndividual Name on File
Last Sale$415,000 (Jun 2024)
Tax Bill$5,786 (2026)
Deeds & MortgagesSep 2021 Mortgage
Oct 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN010-3010-02540

Property Details

APN / Parcel Number

Primary APN010-3010-02540
Alternative APNs
  • 1116254
  • 1167276

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms12 Rooms
Stories2 Stories
Building Area1,910 sqft Gross Area
1st Floor Area967 sqft

Exterior

Year BuiltBuilt 1904
Effective Year BuiltEffective 1904
Exterior MaterialWood
Construction TypeFrame
Roof TypeGable
Lot Area6,999 sqft (0.16 acres)
Garage Area576 sqft

Exterior Amenities

Pool TypeSpa / Hot Tub (No Pool)
PorchPorch
Porch Area216 sqft
Deck Area66 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Account Number1167276
Street Address4416 MCCULLOCH ST
CityDULUTH
StateMN
Zip55804-1936
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT: 0004 BLOCK:043 SERIAL #
Legal SubdivisionLONDON ADD TO DULUTH
Legal Block43
Legal Lot Number4
JurisdictionST LOUIS MN
Township / Civil DivisionDULUTH
Census Block Group5
Census Block5006
Census Tract600

Owner

Source: St. Louis County records · APN 010-3010-02540

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4416 MCCULLOCH ST, DULUTH, MN 55804-1936
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 03, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
WELLS FARGO BANK NA
Oct 20, 2017Deed of Trust, Mortgage · Conventional Mortgage
MISCELLANEOUS GOVT AGCY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 13, 2024 · Amount on Record
Deed SaleJun 13, 2024 · Amount on Record
Prior SaleSep 03, 2021 · Amount on Record
Deed Document Number20241080208
Prior Transfer DateJul 15, 2021
Prior Transfer Doc0001046270
Record UpdatedSep 20, 2026

September 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionST LOUIS MN
Recording DateSep 03, 2021
Property Address4416 MCCULLOCH ST, DULUTH, MN 55804-1936
Document Number0001046270
Instrument DateJul 15, 2021
Instrument1046270
Transaction TypeTransfer
Record UpdatedSep 22, 2021
Title CompanySTEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address4416 MCCULLOCH ST, DULUTH, MN 55804-1936

Mortgage

Document Number0001046271
DateSep 03, 2021
Instrument1046271
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueAug 01, 2051

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address4416 MCCULLOCH ST, DULUTH, MN 55804-1936
Document Number000T991626
Instrument DateOct 20, 2017
Transaction TypeMortgage
Record UpdatedAug 27, 2018

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000T991626
DateOct 31, 2017
InstrumentT991626
Lender
NameMISCELLANEOUS GOVT AGCY
AddressDULUTH, MN 55802
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityDuluth City
Unified School DistrictDuluth Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$5,786.00 (+7.31%) Homeowner's exemption
2025$5,392.00 (+40.93%) Homeowner's exemption$428,300 (+6.46%) Land $47,900 Building $380,400$428,300 (+6.46%) Land $47,900 Building $380,400
2024$3,826.00$402,300 (+53.2%) Land $46,200 Building $356,100$402,300 (+53.2%) Land $46,200 Building $356,100
2022$262,600 Land $35,600 Building $227,000$262,600 Land $35,600 Building $227,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 328 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Starlink
Satellite
280 / 30
AT&T
Fixed Wireless
100 / 20

May also be available: Verizon.

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water SystemDuluth
serves 86,859 people
Water SourceSurface water
Last State InspectionFeb 2025
Lead8 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Oct 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on McCulloch St

Nearby Streets

Search Property Records by Address or Parcel Number