4416 Lindsey Ln, Merced, CA 95348 Property Records

Merced County property record for 4416 Lindsey Ln, Merced, CA 95348

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,435 sqft · built 2021
Lot Size0.103 acres (4,500 sqft)
OwnerIndividual Name on Record
Last Sale$420,000 (Mar 2025)
Tax Bill$5,095 (2025)
Deeds & MortgagesMar 2021 Sale & Mortgage
Sep 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN224-230-018-000

Property Details

APN / Parcel Number

Primary APN224-230-018-000
Alternative APN
  • 224-230-018

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area1,435 sqft Living Area
1st Floor Area1,435 sqft

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Architectural StyleCustom Design
Construction TypeWood
Lot Area4,500 sqft (0.103 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
Patio Area109 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number224-230-018
Street Address4416 LINDSEY LN
CityMERCED
StateCA
Zip95348-9676
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 47 BELLEVUE RANCH WEST VILLAGE 12 PH 3
Legal Subdivision5360 BELLEVUE RANCH WEST VILLA
Legal Lot Number47
JurisdictionMERCED CA
Township / Civil DivisionMERCED
Census Block Group1
Census Block1000
Census Tract1007

Owner

Source: Merced County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4416 LINDSEY LN, MERCED, CA 95348-9676
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Woman

Deeds, Mortgages & Sale History

DateDocument
Mar 23, 2021Grant Deed, Transfer · FHA Mortgage
LAND-HOME FINANCIAL SERVICES
Sep 6, 2018Deed of Trust, Construction Loan · Line of Credit
HOUSING CAP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 31, 2025 · Amount on Record
Deed SaleMar 31, 2025 · Amount on Record
Prior SaleMar 23, 2021 · Amount on Record
Deed Document Number20259270
Record UpdatedOct 29, 2026

March 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMERCED CA
Recording DateMar 23, 2021
Property Address4416 LINDSEY LN, MERCED, CA 95348-9676
Document Number0000012901
Map ReferenceVOL 80 PG 12-16
Instrument DateMar 18, 2021
Instrument2021012901
Transaction TypeTransfer
Record UpdatedJul 27, 2021
Title CompanyFIDELITY NATIONAL TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address4416 LINDSEY LN, MERCED, CA 95348-9676

Mortgage

Document Number0000012902
DateMar 23, 2021
Instrument2021012902
Lender
NameLAND-HOME FINANCIAL SERVICES
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2051

September 2018: Deed of Trust, Construction Loan

Document TypeDeed of Trust
JurisdictionMERCED CA
Recording DateSep 6, 2018
Property Address4416 LINDSEY LN, MERCED, CA 95348-9676
Document Number0000027732
Instrument DateAug 24, 2018
Instrument27732
Transaction TypeConstruction Loan
Record UpdatedDec 11, 2020
Title CompanyFIDELITY NATIONAL TITLE

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address923 E PACHECO BLVD #C LOS BANOS CA 936354327, C, LOS BANOS, CA 93635-4327
InvestorPossibly a Property Investor

Mortgage

Document Number0000027732
DateSep 6, 2018
Instrument27732
Lender
NameHOUSING CAP
TypeFunding / Finance Company
Address265 E RIVER PARK CIR # 460, FRESNO, CA 93720-1581
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyMerced County
MunicipalityMerced City
Elementary School DistrictMerced City Elementary School District (KG - 08)
Secondary School DistrictMerced Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$428,298 (+21.39%) Land $122,400 Building $305,898
2025$5,095.00 (+6.95%) Homeowner's exemption$352,835 (+4.04%) Land $92,006 Building $260,829
2023$4,764.00 (+2.34%) Homeowner's exemption$339,135 Land $88,434 Building $250,701
2022$4,655.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 13 policies
Nearby Flood Policies13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 81% of California
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MERCED
serves 96,073 people · EPA ID CA2410009
Water SourceGroundwater
Last State InspectionSep 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 790 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
unWired Broadband
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
Cal.net
Fixed Wireless
100 / 20

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