4416 Gladstone St, Duluth, MN 55804 Property Records

St. Louis County property record for 4416 Gladstone St, Duluth, MN 55804

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,336 sqft · built 1941
Lot Size	0.321 acres (14,007 sqft)
Owner	Individual Name on Record
Last Sale	$204,500 (Nov 2020)
Tax Bill	$3,518 (2026)
Deeds & Mortgages	Nov 2020 Sale & Mortgage Nov 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`010-3010-03810`

Property Details

APN / Parcel Number

Primary APN	`010-3010-03810`
Alternative APN	`1099918`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,336 sqft Gross Area
1st Floor Area	920 sqft
Basement Area	410 sqft
Finished Basement	410 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1941
Architectural Style	Bungalow
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Lot Area	14,007 sqft (0.321 acres)
Garage Area	240 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Deck Area	24 sqft
Storage Building	80 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1099918
Street Address	4416 GLADSTONE ST
City	DULUTH
State	MN
Zip	55804-1927
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 4 AND 5 SERIAL #
Legal Subdivision	LONDON ADDITION
Legal Block	52
Legal Lot Number	4-5
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	5
Census Block	5005
Census Tract	600

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4416 GLADSTONE ST, DULUTH, MN 55804-1927
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2020	Warranty Deed, Transfer · Conventional Mortgage NORTH SHORE BK/COMMERCE
Nov 16, 2020	Warranty Deed, Transfer · Conventional Mortgage NORTH SHORE BK/COMMERCE
Dec 3, 2018	Warranty Deed, Transfer · VA Mortgage USAA
Dec 13, 2018	Warranty Deed, Transfer · VA Mortgage USAA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 20, 2020 · Amount on Record
Deed Sale	Nov 20, 2020 · Amount on Record
Prior Sale	Nov 16, 2020 · Amount on Record
Deed Document Number	20201396551
Record Updated	Sep 20, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Nov 20, 2020
Property Address	4416 GLADSTONE ST, DULUTH, MN 55804-1927
Document Number	00A1396551
Instrument Date	Nov 2, 2020
Instrument	A1396551
Transaction Type	Transfer
Record Updated	Dec 10, 2020
Title Company	ARROWHEAD TITLE COMPANY, ARROWHEAD ABSTRACT & TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$675.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4416 GLADSTONE ST DULUTH MN 558041927, DULUTH, MN 55804-1927

Mortgage

Document Number	A1396552
Date	Nov 20, 2020
Instrument	A1396552

Lender

Name	NORTH SHORE BK/COMMERCE
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 19, 2050

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Nov 16, 2020
Property Address	4416 GLADSTONE ST, DULUTH, MN 55804-1927
Document Number	00T1032172
Instrument Date	Nov 2, 2020
Instrument	T1032172
Transaction Type	Transfer
Record Updated	Dec 9, 2020
Title Company	ARROWHEAD TITLE COMPANY, ARROWHEAD ABSTRACT & TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$675.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4416 GLADSTONE ST DULUTH MN 558041927, DULUTH, MN 55804-1927

Mortgage

Document Number	T1032173
Date	Nov 16, 2020
Instrument	T1032173

Lender

Name	NORTH SHORE BK/COMMERCE
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 15, 2050

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Dec 3, 2018
Property Address	4416 GLADSTONE ST, DULUTH, MN 55804-1927
Document Number	00T1005592
Instrument Date	Nov 16, 2018
Instrument	T1005592
Transaction Type	Transfer
Record Updated	Dec 18, 2018
Title Company	RESULTS TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$564.30
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4416 GLADSTONE ST DULUTH MN 558041927, DULUTH, MN 55804-1927

Mortgage

Document Number	1005593
Date	Dec 3, 2018
Instrument	1005593

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 2, 2048

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Dec 13, 2018
Property Address	4416 GLADSTONE ST, DULUTH, MN 55804-1927
Document Number	0001346525
Instrument Date	Nov 16, 2018
Instrument	1346525
Transaction Type	Transfer
Record Updated	Dec 24, 2018
Title Company	RESULTS TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$564.30
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4416 GLADSTONE ST DULUTH MN 558041927, DULUTH, MN 55804-1927

Mortgage

Document Number	1346526
Date	Dec 13, 2018
Instrument	1346526

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 12, 2048

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,518.00 (+6.93%) Homeowner's exemption
2025	$3,290.00 (+10.92%) Homeowner's exemption	$275,700 (+6.08%) Land $67,100 Building $208,600	$275,700 (+6.08%) Land $67,100 Building $208,600
2024	$2,966.00	$259,900 (+26.04%) Land $64,700 Building $195,200	$259,900 (+26.04%) Land $64,700 Building $195,200
2022		$206,200 Land $49,800 Building $156,400	$206,200 Land $49,800 Building $156,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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