4416 E Pepper Ridge Cir, Sioux Falls, SD 57103 Property Records

Minnehaha County property record for 4416 E Pepper Ridge Cir, Sioux Falls, SD 57103

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 984 sqft · built 1989
Lot Size	0.186 acres (8,102 sqft)
Owner	2 Trust Names on Record
Last Sale	$195,000 (Jan 2020)
Tax Bill	$3,405 (2025)
Deeds & Mortgages	Oct 2023 Line of Credit Jan 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-22-26-428-009-000`

Property Details

APN / Parcel Number

Primary APN	`01-22-26-428-009-000`
Alternative APN	`55935`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	7 Rooms
Building Area	984 sqft Finished Area
1st Floor Area	984 sqft
Basement Area	910 sqft
Finished Basement	682 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Bi-Level
Exterior Material	Combination
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,102 sqft (0.186 acres)
Lot Dimensions	109 ft deep x 40 ft wide
Garage Type	Attached
Garage Area	512 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	16 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	55935
Street Address	4416 E PEPPER RIDGE CIR
City	SIOUX FALLS
State	SD
Zip	57103-6513
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PEPPER RIDGE SEC 9 BLOCK 2A STONEY BROOK ADDN TO CITY OF SIOUX FALLS
Legal Subdivision	STONEY BROOK ADDN
Legal Block	2A
Legal Lot Number	9
Jurisdiction	MINNEHAHA SD
Township / Civil Division	SIOUX FALLS
Census Block Group	1
Census Block	1000
Census Tract	1805

Owner

Source: Minnehaha County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	4416 E PEPPER RIDGE CIR, SIOUX FALLS, SD 57103-6513
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Corporate Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2023	Deed of Trust, Mortgage · Line of Credit US BANK NA
Jan 21, 2020	Warranty Deed, Transfer · FHA Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 21, 2020 · Amount on Record
Deed Sale	Jan 21, 2020 · Amount on Record
Prior Sale	Sep 7, 2011 · Amount on Record
Deed Book / Page	594-D / 0135
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	4416 E PEPPER RIDGE CIR, SIOUX FALLS, SD 57103-6513
Transaction Type	Mortgage
Record Updated	Dec 8, 2023
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4416 E PEPPER RIDGE CIR, SIOUX FALLS, SD 57103-6513

Mortgage

Document Number	0MTG1977/9
Date	Oct 30, 2023
Book Page	MTG 1977/9

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 25, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MINNEHAHA SD
Recording Date	Jan 21, 2020
Property Address	4416 E PEPPER RIDGE CIR, SIOUX FALLS, SD 57103-6513
Document Number	594DEED/0135
Book / Page	594 DEED / 0135
Instrument Date	Jan 15, 2020
Transaction Type	Transfer
Record Updated	Mar 15, 2022
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$195.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4416 E PEPPER RIDGE CIR, SIOUX FALLS, SD 57103-6513

Mortgage

Document Number	1876MTG0293
Date	Jan 21, 2020
Instrument	1876 MTG/0293

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROU
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

Tax Assessment & Valuation

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Minnehaha County
Municipality	Sioux Falls City
Unified School District	Sioux Falls School District 49-5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$251,602 (-0.43%) Land $36,890 Building $214,712	$251,602 Land $36,890 Building $214,712
2025	$3,405.00	$252,700 (+15.39%) Land $37,300 Building $215,400
2024	$3,405.00 (+15.35%)	$219,000 (+11.11%) Land $37,300 Building $181,700
2022	$2,952.00	$197,100 Land $37,300 Building $159,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of South Dakota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIOUX FALLS serves 216,462 people · EPA ID SD4600294
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 506 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	2,000 / 350
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Bluepeak.

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