Wayne County property record for 4416 Charles St, Dearborn, MI 48126
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,444 sqft · built 1929 |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $119,000 (Sep 2014) |
| Tax Bill | $3,028 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Dec 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 82-10-184-03-004 |
| Primary APN | 82-10-184-03-004 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 1,444 sqft Living Area |
| 1st Floor Area | 825 sqft |
| Basement Area | 825 sqft |
| Unfinished Basement | 825 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1929 |
|---|---|
| Effective Year Built | Effective 1929 |
| Architectural Style | Duplex Single |
| Exterior Material | Brick |
| Construction Type | Frame |
| Lot Area | 4,356 sqft (0.1 acres) |
| Lot Dimensions | 119 ft deep x 35 ft wide |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4416 CHARLES ST |
|---|---|
| City | DEARBORN |
| State | MI |
| Zip | 48126-3481 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | LOT 10 THE JOHN H WALSH SUB |
| Legal Subdivision | JOHN H WALSH |
| Legal Lot Number | 10 |
| Jurisdiction | WAYNE MI |
| Township / Civil Division | DEARBORN |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 574100 |
Source: Wayne County records, as of September 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4416 CHARLES ST, DEARBORN, MI 48126-3481 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 21, 2021 | Deed of Trust, Mortgage · FHA Mortgage M & T BANK |
| Dec 19, 2018 | Deed of Trust, Mortgage · Line of Credit MICHIGAN H/O ASSISTANCE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 10, 2014 · Amount on Record |
| Deed Sale | Sep 10, 2014 · Amount on Record |
| Prior Sale | Jan 29, 2009 · Amount on Record |
| Deed Document Number | 2014377226 |
| Deed Book / Page | 51736 / 1374 |
| Last Transfer Date | May 18, 2015 |
| Transfer Doc | 0522470881 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAYNE MI |
| Property Address | 4416 CHARLES ST, DEARBORN, MI 48126-3481 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 4416 CHARLES ST, DEARBORN, MI 48126-3481 |
| Document Number | 0572830702 |
|---|---|
| Date | Dec 21, 2021 |
| Book Page | 57283/702 |
| Instrument | 2021440043 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Address | GETZVILLE, NY 14068 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 273 Months |
| Due | Sep 1, 2044 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAYNE MI |
| Property Address | 4416 CHARLES ST, DEARBORN, MI 48126-3481 |
| Document Number | 0548031008 |
| Instrument Date | Dec 19, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 21, 2019 |
| Name | Verified Name |
|---|---|
| Address | 4416 CHARLES ST DEARBORN MI 481263481, DEARBORN, MI 48126-3481 |
| Document Number | 0548031008 |
|---|---|
| Date | Jan 8, 2019 |
| Book Page | 054803/001008 |
| Instrument | 6865 |
| Name | MICHIGAN H/O ASSISTANCE |
|---|---|
| Address | LANSING, MI 48912 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Wayne County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Wayne County |
| Municipality | Dearborn City |
| Unified School District | Dearborn City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $85,200 (-22.4%) | $170,400 (-22.4%) | |
| 2025 | $3,028.00 (+9.79%) Homeowner's exemption | $109,800 (+37.94%) | $219,600 (+37.94%) |
| 2023 | $2,758.00 (-4.1%) Homeowner's exemption | $79,600 | $159,200 |
| 2019 | $2,876.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DEARBORN serves 109,976 people · EPA ID MI0001730 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Feb 2026 |
| Lead | 6 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 836 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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