Hamilton County property record for 4415 Tower Ave, Cincinnati, OH 45217
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,988 sqft · built 1885 |
| Lot Size | 0.118 acres (5,140 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,462 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Oct 2025 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 582-0012-0057-00 |
| Primary APN | 582-0012-0057-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,988 sqft Living Area |
| Gross Area | 3,112 sqft |
| 1st Floor Area | 1,124 sqft |
| 2nd Floor Area | 864 sqft |
| Basement Area | 1,124 sqft |
| Year Built | Built 1885 |
|---|---|
| Effective Year Built | Effective 1885 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 5,140 sqft (0.118 acres) |
| Lot Dimensions | 198 ft deep x 25 ft wide |
| Porch | Porch |
| Porch Area | 84 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 4415 TOWER AVE |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45217-1748 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 4415 TOWER AVE 25 X 198 |
| Legal Subdivision | SCHROEDERS ADDITION |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | ST. BERNARD |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 25800 |
Source: Hamilton County records, as of January 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4415 TOWER AVE, CINCINNATI, OH 45217-1748 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 1, 2021 | Deed of Trust, Mortgage FIFTH THIRD BANK NA |
| Oct 28, 2025 | Affidavit of Death of Joint Tenant, Transfer |
| Oct 10, 2018 | Deed of Trust, Mortgage FIFTH THIRD BANK |
| Mar 22, 2022 | Transfer on Death Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Sep 15, 1995 |
| Transfer Doc | 0000128119 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 4415 TOWER AVE, CINCINNATI, OH 45217-1748 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000013674 |
|---|---|
| Date | Feb 1, 2021 |
| Book Page | 14345/2457 |
| Instrument | 2021-0013674 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Amount | Amount Recorded |
|---|---|
| Term | 119 Months |
| Due | Jan 1, 2031 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Oct 28, 2025 |
| Property Address | 4415 TOWER AVE, CINCINNATI, OH 45217-1748 |
| Document Number | 0000083708 |
| Book / Page | 15531 / 797 |
| Map Reference | MB 2 PG 288&289 |
| Instrument Date | Oct 27, 2025 |
| Instrument | 2025-0083708 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4415 TOWER AVE, CINCINNATI, OH 45217-1748 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 4415 TOWER AVE, CINCINNATI, OH 45217-1748 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000090316 |
|---|---|
| Date | Oct 10, 2018 |
| Book Page | 13771/01623 |
| Instrument | 2018-0090316 |
| Name | FIFTH THIRD BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Amount | Amount Recorded |
|---|---|
| Term | 120 Months |
| Due | Oct 1, 2028 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Mar 22, 2022 |
| Property Address | 4415 TOWER AVE, CINCINNATI, OH 45217-1748 |
| Document Number | 0000029990 |
| Book / Page | 14629 / 3622 |
| Instrument Date | Mar 20, 2022 |
| Instrument | 2022-0029990 |
| Transaction Type | Transfer |
| Record Updated | Apr 10, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4415 TOWER AVE, CINCINNATI, OH 45217-1748 |
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | St. Bernard Village |
| Unified School District | St. Bernard-Elmwood Place City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,462.00 (+4.23%) Homeowner's exemption | $50,285 (-) Land $7,483 Building $42,802 | $143,670 (-) Land $21,380 Building $122,290 |
| 2024 | $2,362.00 (-6.16%) Homeowner's exemption | $50,285 (-) Land $7,483 Building $42,802 | |
| 2023 | $2,517.00 (+42.12%) Homeowner's exemption | $50,285 (+60.88%) Land $7,483 Building $42,802 | $143,670 (+60.88%) Land $21,380 Building $122,290 |
| 2022 | $1,771.00 Homeowner's exemption | $31,256 Land $5,835 Building $25,421 | |
| 2020 | $89,300 Land $16,670 Building $72,630 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 808 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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