4415 Riverside Dr, Lorain, OH 44055 Property Records

Lorain County property record for 4415 Riverside Dr, Lorain, OH 44055

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 864 sqft · built 1956
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on Record
Last Sale	$52,900 (Feb 2019)
Tax Bill	$359 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Feb 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`03-00-078-118-015`

Property Details

APN / Parcel Number

Primary APN	`03-00-078-118-015`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	864 sqft Living Area
1st Floor Area	864 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1960
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	125 ft deep x 55 ft wide
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	4415 RIVERSIDE DR
City	LORAIN
State	OH
Zip	44055-3720
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOMEWOOD 4 55 X 125
Legal Subdivision	HOMEWOOD 4
Legal Block	118
Legal Lot Number	790
Jurisdiction	LORAIN OH
Township / Civil Division	LORAIN
Census Block Group	4
Census Block	4003
Census Tract	97500

Owner

Source: Lorain County records, as of July 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4415 RIVERSIDE DR, LORAIN, OH 44055-3720
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2026	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Feb 28, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 28, 2019 · Amount on Record
Deed Sale	Feb 28, 2019 · Amount on Record
Deed Document Number	2019705932
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Recording Date	Jul 6, 2026
Property Address	4415 RIVERSIDE DR, LORAIN, OH 44055-3720
Document Number	0000102291
Instrument Date	Jun 30, 2026
Instrument	2026102291
Transaction Type	Mortgage
Record Updated	Jul 16, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000102291,
Date	Jul 6, 2026
Instrument	2026102291

Lender

Name	FIGURE LENDING LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jul 22, 2046

Interest

Rate	6.48%
Max Rate	-1%

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LORAIN OH
Recording Date	Feb 28, 2019
Property Address	4415 RIVERSIDE DR, LORAIN, OH 44055-3720
Document Number	0000705932
Instrument Date	Feb 27, 2019
Instrument	705932
Transaction Type	Transfer
Record Updated	Mar 12, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$211.60
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4621 NORFOLK AVE LORAIN OH 440553744, LORAIN, OH 44055-3744

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Lorain City
Unified School District	Lorain City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$359.00	$30,220 (+0.03%) Land $10,500 Building $19,720	$86,320 (-) Land $29,990 Building $56,330
2024	$359.00 (-70.4%)	$30,212 (+31.55%) Land $10,497 Building $19,716	$86,320 (+31.55%) Land $29,990 Building $56,330
2023	$1,213.00 (+0.83%)	$22,967 (-0.01%) Land $6,286 Building $16,681	$65,620 (-) Land $17,960 Building $47,660
2022	$1,203.00	$22,970 Land $6,290 Building $16,680
2021			$65,620 Land $17,960 Building $47,660

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LORAIN CITY PWS serves 64,152 people · EPA ID OH4700711
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Breezeline.

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