4415 Queens Rd, Salisbury, NC 28144 Property Records

Rowan County property record for 4415 Queens Rd, Salisbury, NC 28144

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,586 sqft · built 1965
Lot Size	0.48 acres (20,909 sqft)
Owner	2 Individual Names on File
Last Sale	$205,000 (Feb 2024)
Tax Bill	$1,246 (2026)
Deeds & Mortgages	Feb 2024 Sale & Mortgage Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`310 133`

Property Details

APN / Parcel Number

Primary APN	`310 133`
Alternative APN	`708224`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,586 sqft Living Area
1st Floor Area	1,248 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 2005
Exterior Material	Brick
Lot Area	20,909 sqft (0.48 acres)
Garage Type	Detached
Garage Area	600 sqft

Exterior Amenities

Porch	Porch
Porch Area	63 sqft
Deck Area	240 sqft
Storage Building	Storage Building

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	4415 QUEENS RD
City	SALISBURY
State	NC
Zip	28144-1256
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	L29 FAIRFIELD SEC 1
Legal Subdivision	FAIRFIELD SEC 1
Jurisdiction	ROWAN NC
Township / Civil Division	FRANKLIN
Census Block Group	2
Census Block	2020
Census Tract	51302

Owner

4415 Queens Rd is owned and occupied by two individuals who bought it in February 2024.

Source: Rowan County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4415 QUEENS RD, SALISBURY, NC 28144-1256
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2024	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Jul 9, 2020	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Dec 21, 2018	Warranty Deed, Transfer · FHA Mortgage MORTGAGE LENDERS/AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 8, 2024 · Amount on File
Deed Sale	Feb 8, 2024 · Amount on File
Prior Sale	Dec 21, 2018 · Amount on File
Deed Book / Page	1436 / 862
Prior Transfer Date	Sep 25, 2013
Prior Transfer Doc	0012250033
Record Updated	Oct 29, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Feb 8, 2024
Property Address	4415 QUEENS RD, SALISBURY, NC 28144-1256
Document Number	0014360862
Book / Page	1436 / 862
Map Reference	MB 9995 PG 1013
Instrument Date	Feb 8, 2024
Transaction Type	Transfer
Record Updated	Feb 20, 2024

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$410.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3355 E RIDGE RD, SALISBURY, NC 28144-1284

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4415 QUEENS RD, SALISBURY, NC 28144-1256

Mortgage

Document Number	0001436863
Date	Feb 8, 2024
Instrument	1436/863

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.9%
Type Change Date	Mar 1, 2029
Change Frequency	5 Years
Min Rate At Change	4.9%
Max Rate At Change	8.9%
Index	5-Year TN
Max Rate	12.9%

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	4415 QUEENS RD, SALISBURY, NC 28144-1256
Document Number	0013520438
Instrument Date	Jul 9, 2020
Transaction Type	Mortgage
Record Updated	Aug 26, 2020
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4415 QUEENS RD SALISBURY NC 281441256, SALISBURY, NC 28144-1256

Mortgage

Document Number	0013520438
Date	Jul 16, 2020
Book Page	001352/000438

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	240 Months
Due	Jul 15, 2040

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Dec 21, 2018
Property Address	4415 QUEENS RD, SALISBURY, NC 28144-1256
Document Number	0013200733
Book / Page	001320 / 000733
Instrument Date	Dec 18, 2018
Transaction Type	Transfer
Record Updated	Jan 4, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$290.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4415 QUEENS RD SALISBURY NC 281441256, SALISBURY, NC 28144-1256

Mortgage

Document Number	13200734
Date	Dec 21, 2018
Book Page	001320/000734

Lender

Name	MORTGAGE LENDERS/AMERICA
Type	Mortgage Company
Address	OVERLAND PARK, KS 66211

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 20, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 4415 Queens Rd was $1,246.

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,246.00	$186,024 (-) Land $28,000 Building $158,024	$186,024 Land $28,000 Building $158,024
2025	$1,246.00	$186,024 Land $28,000 Building $158,024
2023	$1,103.00	$164,668 Land $28,000 Building $136,668	$186,024 Land $28,000 Building $158,024

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4415 Queens Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4415 Queens Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 49% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Queens Rd

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