4415 Gloria Dr, Laredo, TX 78046 Property Records

Webb County property record for 4415 Gloria Dr, Laredo, TX 78046

Property Summary

Property Type	Single Family Home
Details	1,935 sqft · built 2018
Lot Size	0.104 acres (4,515 sqft)
Owner	Individual Name on Record
Last Sale	$204,500 (Oct 2018)
Tax Bill	$1,342 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Jul 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`953-23001-400`

Property Details

APN / Parcel Number

Primary APN	`953-23001-400`
Alternative APN	`578257`

Interior

Stories	2 Stories
Building Area	1,935 sqft Living Area
Gross Area	2,315 sqft
1st Floor Area	1,241 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	4,515 sqft (0.104 acres)
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	236 sqft

Location & Zoning

Street Address	4415 GLORIA DR
City	LAREDO
State	TX
Zip	78046-1714
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CUATRO VIENTOS SUR, BLOCK 1, LOT 40, PHASE VIII
Legal Subdivision	CUATRO VIENTOS SUR
Legal Phase	VIII
Legal Block	1
Legal Lot Number	40
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO SOUTH-EL CENIZO
Census Block Group	1
Census Block	1008
Census Tract	1806

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4415 GLORIA DR, LAREDO, TX 78046-1714
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2024	Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK
Jul 21, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Feb 15, 2022	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Apr 9, 2021	Deed of Trust, Mortgage · FHA Mortgage CENLAR FSB
Oct 19, 2018	Vendor's Lien, Subdivision Related Transfer · FHA Mortgage MORTGAGE FINANCIAL SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 19, 2018 · Amount on Record
Deed Sale	Oct 19, 2018 · Amount on Record
Deed Document Number	20181342654
Deed Book / Page	4495 / 237
Prior Transfer Date	Oct 18, 2018
Prior Transfer Doc	004495/237
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	4415 GLORIA DR, LAREDO, TX 78046-1714
Transaction Type	Mortgage
Record Updated	Apr 16, 2024
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4415 GLORIA DR, LAREDO, TX 78046-1714

Mortgage

Document Number	005625/884
Date	Apr 2, 2024
Book Page	5625/884
Instrument	1525580

Lender

Name	MIDFIRST BANK
Type	Bank
Address	501 NW GRAND BLVD, OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	295 Months
Due	Nov 1, 2048

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	4415 GLORIA DR, LAREDO, TX 78046-1714
Transaction Type	Mortgage
Record Updated	Aug 7, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4415 GLORIA DR, LAREDO, TX 78046-1714

Mortgage

Document Number	005500/822
Date	Jul 21, 2023
Book Page	5500/822
Instrument	1505633

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	304 Months
Due	Nov 1, 2048

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	4415 GLORIA DR, LAREDO, TX 78046-1714
Transaction Type	Mortgage
Record Updated	Feb 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4415 GLORIA DR, LAREDO, TX 78046-1714

Mortgage

Document Number	005212/568
Date	Feb 15, 2022
Book Page	5212/568
Instrument	1458127

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	321 Months
Due	Nov 1, 2048

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	4415 GLORIA DR, LAREDO, TX 78046-1714
Transaction Type	Mortgage
Record Updated	Apr 23, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4415 GLORIA DR, LAREDO, TX 78046-1714

Mortgage

Document Number	4996/757
Date	Apr 9, 2021
Book Page	4996/757
Instrument	1424695

Lender

Name	CENLAR FSB
Type	Bank
Address	TRENTON, NJ 08618

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	331 Months
Due	Nov 1, 2048

October 2018: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Oct 19, 2018
Property Address	4415 GLORIA DR, LAREDO, TX 78046-1714
Document Number	004495/237
Book / Page	4495 / 237
Map Reference	VOL 35 PG 14-17
Instrument Date	Oct 18, 2018
Instrument	1342654
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 1, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4415 GLORIA DR, LAREDO, TX 78046-1714

Mortgage

Document Number	0001342655
Date	Oct 19, 2018
Instrument	1342655

Lender

Name	MORTGAGE FINANCIAL SERVICES LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$263,918 (-0.52%) Land $49,846 Building $214,072	$263,918 (-0.52%) Land $49,846 Building $214,072
2025	$1,342.00 (-21.2%) Homeowner's exemption	$265,285 (+7.52%) Land $49,846 Building $215,439	$265,285 (+7.52%) Land $49,846 Building $215,439
2024	$1,703.00 (+4.41%)
2023		$246,733 Land $29,077 Building $217,656	$246,733 Land $29,077 Building $217,656
2022	$1,631.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 662 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: AT&T, Smartcom Telephone, T-Mobile, Verizon.

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