4415 Ginger Dr, Benton, AR 72019 Property Records

Saline County property record for 4415 Ginger Dr, Benton, AR 72019

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,541 sqft · built 2007
Lot Size	0.152 acres (6,624 sqft)
Owner	2 Individual Names on Record
Last Sale	$239,000 (Apr 2025)
Tax Bill	$1,863 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Feb 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`800-03000-015`

Property Details

APN / Parcel Number

Primary APN	`800-03000-015`
Alternative APN	`55515`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,541 sqft Living Area
Gross Area	1,982 sqft
1st Floor Area	1,541 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Fiberglass
Lot Area	6,624 sqft (0.152 acres)
Lot Dimensions	144 ft deep x 46 ft wide
Garage Type	Attached
Garage Area	441 sqft
Driveway	Concrete Driveway
Driveway Area	704 sqft
Porch	Slab
Porch Area	126 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4415 GINGER DR
City	BENTON
State	AR
Zip	72019-1825
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2025-005803
Legal Range	15W
Legal Township	01S
Legal Section	25
Legal Subdivision	ASHLEY PLACE
Legal Lot Number	15
Jurisdiction	SALINE AR
Township / Civil Division	BAUXITE
Census Block Group	3
Census Block	3008
Census Tract	10301

Owner

Source: Saline County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4415 GINGER DR, BENTON, AR 72019-1825
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2023	Deed of Trust, Mortgage · Commercial Mortgage FIRST SECURITY BANK
Feb 17, 2023	Deed of Trust, Mortgage · Commercial Mortgage FIRST SECURITY BANK
May 7, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Feb 23, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 3, 2025 · Amount on Record
Deed Sale	Apr 3, 2025 · Amount on Record
Prior Sale	Dec 29, 2014 · Amount on Record
Deed Document Number	20255803
Deed Book / Page	2025 / 5803
Prior Transfer Date	Jan 22, 2014
Prior Transfer Doc	0000006129
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALINE AR
Property Address	4415 GINGER DR, BENTON, AR 72019-1825
Transaction Type	Mortgage
Record Updated	Aug 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4415 GINGER DR, BENTON, AR 72019-1825

Mortgage

Document Number	0000012257
Date	Jul 14, 2023
Instrument	2023-012257

Lender

Name	FIRST SECURITY BANK
Type	Bank
Address	BRYANT, AR 72022

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jul 13, 2028

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALINE AR
Property Address	4415 GINGER DR, BENTON, AR 72019-1825
Transaction Type	Mortgage
Record Updated	Mar 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4415 GINGER DR, BENTON, AR 72019-1825

Mortgage

Document Number	0000002947
Date	Feb 17, 2023
Instrument	2023-002947

Lender

Name	FIRST SECURITY BANK
Type	Bank
Address	BRYANT, AR 72022

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Feb 8, 2024

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALINE AR
Property Address	4415 GINGER DR, BENTON, AR 72019-1825
Transaction Type	Mortgage
Record Updated	Jul 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009307
Date	May 7, 2020
Instrument	2020-009307

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2050

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALINE AR
Property Address	4415 GINGER DR, BENTON, AR 72019-1825
Transaction Type	Mortgage
Record Updated	Jul 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003864
Date	Feb 23, 2021
Instrument	2021-003864

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	353 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: Saline County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
Municipality	Benton City
County	Saline County
Unified School District	Benton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,863.00 (+36.68%)	$36,824 (-) Land $5,720 Building $31,104	$184,120 (-) Land $28,600 Building $155,520
2024	$1,363.00 (+0.44%)
2023	$1,357.00 Homeowner's exemption	$36,824 Land $5,720 Building $31,104	$184,120 Land $28,600 Building $155,520

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	9 (2008–2019)
Claims Outside the SFHA	9 of 9
Most Recent Claim	Apr 2019 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2009 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 41% of Arkansas
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SALEM WATER USERS LLC serves 22,775 people · EPA ID AR0000492
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2025
Also Mapped Here	SALEM WATERWORKS
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Connect2First Fiber	1,000 / 1,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Ripple Fiber.

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