4415 Coastal Hwy, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 4415 Coastal Hwy, Saint Augustine, FL 32084

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,446 sqft · built 2001
Lot Size	0.63 acres (27,442 sqft)
Owner	2 Individual Names on Record
Last Sale	$605,000 (Jun 2020)
Tax Bill	$10,310 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Jun 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`142330-0310`

Property Details

APN / Parcel Number

Primary APN	`142330-0310`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	15 Plumbing Fixtures
Stories	2 Stories
Building Area	2,446 sqft Living Area
Gross Area	3,194 sqft
1st Floor Area	884 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2006
Exterior Material	Concrete
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	27,442 sqft (0.63 acres)
Garage Type	Attached
Garage Area	748 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	296 sqft
Porch	Finished/Open Porch
Porch Area	960 sqft
Deck Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4415 COASTAL HWY
City	SAINT AUGUSTINE
State	FL
Zip	32084-1304
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RG1
Legal Description	45/72-73 PONTE VEDRA SHORES WEST REPLAT LOT 31 PARCEL 2 OR4953/410
Legal Range	30E
Legal Township	06S
Legal Section	29
Legal Subdivision	PONTE VEDRA SHORES WEST - LOT 31 REPLAT
Legal Block	1
Legal Lot Number	31
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	1
Census Block	1012
Census Tract	20604

Owner

Source: St. Johns County records, as of May 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4415 COASTAL HWY, SAINT AUGUSTINE, FL 32084-1304
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage RIVER CITY MORTGAGE LLC
Jun 1, 2020	Deed of Trust, Mortgage · Line of Credit QUORUM FEDERAL CU
Jun 1, 2020	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 2020 · Amount on Record
Deed Sale	Jun 1, 2020 · Amount on Record
Prior Sale	Nov 16, 2009 · Amount on Record
Deed Document Number	202041500
Deed Book / Page	4953 / 410
Prior Transfer Date	May 5, 2004
Prior Transfer Doc	0000035972
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	4415 COASTAL HWY, SAINT AUGUSTINE, FL 32084-1304
Transaction Type	Mortgage
Record Updated	May 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	970 OAK TREE RD, WESTMINSTER, MD 21157-8216
Investor	Possibly a Property Investor

Mortgage

Document Number	0053620646
Date	Sep 8, 2021
Book Page	5362/646
Instrument	2021098279

Lender

Name	RIVER CITY MORTGAGE LLC
Type	Mortgage Company
Address	DAYTON, OH 45424

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	4415 COASTAL HWY, SAINT AUGUSTINE, FL 32084-1304
Transaction Type	Mortgage
Record Updated	Nov 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0049530521
Date	Jun 1, 2020
Book Page	4953/521
Instrument	2020041526

Lender

Name	QUORUM FEDERAL CU
Type	Credit Union
Address	PURCHASE, NY 10577

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jun 1, 2020
Property Address	4415 COASTAL HWY, SAINT AUGUSTINE, FL 32084-1304
Document Number	0049530410
Book / Page	004953 / 000410
Instrument Date	May 22, 2020
Instrument	41500
Transaction Type	Transfer
Record Updated	Jul 17, 2020
Title Company	ACTION TITLE SERVICES/STATE JOHNS COUNTY, ACTION TITLE SVCS/ST JOHNS CNT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,235.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4415 COASTAL HWY ST AUGUSTINE FL 320841304, ST AUGUSTINE, FL 32084-1304

Mortgage

Document Number	49530414
Date	Jun 1, 2020
Book Page	004953/000414
Instrument	41503

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 31, 2050

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$776,740 (+2.51%) Land $275,000 Building $501,740	$776,740 (+2.51%) Land $275,000 Building $501,740
2025	$10,310.00 (+16.71%)	$757,693 (+5.64%)	$757,693 (+5.64%) Land $210,000 Building $547,693
2024	$8,834.00 (+6.94%)	$717,222 (+6.71%)	$717,222 (+6.71%) Land $210,000 Building $507,222
2023	$8,261.00 (+7.38%)	$672,147 (+6.31%)	$672,147 (+6.31%) Land $210,000 Building $462,147
2022	$7,693.00	$632,262	$632,262 Land $207,200 Building $425,062

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 397 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	685 units insured incl. 288 condo units
Nearby Flood Claims	25 (2016–2025)
Claims Outside the SFHA	3 of 25
Most Recent Claim	Aug 2025 · rainfall accumulation
Claims by Event	Hurricane Ian, Sep 2022 · 5 claims Hurricane Irma, Sep 2017 · 3 claims Hurricane Matthew, Oct 2016 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-NORTH BEACH UTILITIES public/private · serves 4,200 people · EPA ID FL2550812
Water Source	Groundwater
Last State Inspection	Jun 2025
Also Mapped Here	SJCU-CR214 MAINLAND WTP
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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