4415 Austin Cir, Temple, TX 76502 Property Records

Bell County property record for 4415 Austin Cir, Temple, TX 76502

Property Summary

Property TypeSingle Family Home
Details2,674 sqft · built 2023
Lot Size0.269 acres (11,700 sqft)
OwnerCompany Name on Record
Tax Bill$10,077 (2025)
Deeds & MortgagesMar 2026 Mortgage
Flood ZoneZone X (minimal risk)
APN0025880186

Property Details

APN / Parcel Number

Primary APN0025880186
Alternative APNs
  • 774440
  • 5686

Interior

Stories2 Stories
Building Area2,674 sqft Living Area
1st Floor Area1,597 sqft
2nd Floor Area1,077 sqft

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Exterior MaterialBrick
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area11,700 sqft (0.269 acres)
Lot Dimensions117 ft deep x 100 ft wide
Garage Area496 sqft
Parking Spaces2 Parking Spaces
PorchSlab

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address4415 AUSTIN CIR
CityTEMPLE
StateTX
Zip76502
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSF1
Legal DescriptionBONHAM PLACE, BLOCK 002, LOT 0023
Legal SubdivisionBONHAM PLACE
Legal Block2
Legal Lot Number23
JurisdictionBELL TX
Township / Civil DivisionTEMPLE
Census Block Group3
Census Block3023
Census Tract21203

Owner

Source: Bell County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address2610 SKYLINE DR, TEMPLE, TX 76504-7022
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 25, 2023
Deed SaleJan 25, 2023
Prior SaleJun 24, 2015
Deed Document Number20233443
Prior Transfer DateJan 19, 2021
Prior Transfer Doc0000003443
Record UpdatedSep 20, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBELL TX
Property Address4415 AUSTIN CIR, TEMPLE, TX 76502
Transaction TypeMortgage
Record UpdatedApr 13, 2026
Title CompanyMONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TTL CO B

Transferred To (Grantee/Buyer)

NameVerified Name
Address2610 SKYLINE DR, TEMPLE, TX 76504-7022

Mortgage

Document Number0000014634
DateMar 27, 2026
Instrument2026014634
Lender
NameVERABANK NA
TypeBank
AddressHARKER HEIGHTS, TX 76548
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term60 Months
DueMar 26, 2031

Tax Assessment & Valuation

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

TypeName
StateTexas
CountyBell County
MunicipalityTemple City
Unified School DistrictTemple Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,077.00 (+1,899.4%)$435,656 (+1,880.25%) Land $28,000 Building $407,656$435,656 (+1,880.25%) Land $28,000 Building $407,656
2023$504.00 (-4.18%)$22,000 Land $22,000$22,000 Land $22,000
2022$526.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Nearby Flood Policies10 in force
Nearby Flood Claims2 (1992–2006)
Claims Outside the SFHA2 of 2
Most Recent ClaimMay 2006 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 88% of Texas
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF TEMPLE
serves 94,935 people · EPA ID TX0140005
Water SourceSurface water
Last State InspectionJan 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Nov 2019
Total trihalomethanes
resolved · Apr 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 439 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Astound Broadband
Cable · Fiber in parts of the area
1,500 / 50
Spectrum
Cable
1,000 / 1,000
Nextlink
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T.

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