4415 45th St, Lubbock, TX 79414 Property Records

Lubbock County property record for 4415 45th St, Lubbock, TX 79414

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 912 sqft · built 1956
Lot Size0.177 acres (7,735 sqft)
OwnerCompany Name on Record
Tax Bill$1,842 (2025)
Deeds & MortgagesNov 2022 Mortgage
Dec 2025 Mortgage
+ 7 more
Flood ZoneZone X (minimal risk)
APNR128336

Property Details

APN / Parcel Number

Primary APNR128336

Interior

Bedrooms3 Beds
Full Baths1 Bath
Building Area912 sqft Living Area

Exterior

Year BuiltBuilt 1956
Exterior MaterialAsbestos
Foundation TypePier/Post & Beam
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area7,735 sqft (0.177 acres)
Lot Dimensions130 ft deep x 59.5 ft wide
Garage TypeCarport
CarportCarport
Carport Area240 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address4415 45TH ST
CityLUBBOCK
StateTX
Zip79414-3303
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code0038
Legal DescriptionMCCULLOCH L 158
Legal SubdivisionMCCULLOCH
Legal Lot Number158
JurisdictionLUBBOCK TX
Township / Civil DivisionLUBBOCK
Census Block Group2
Census Block2007
Census Tract1806

Owner

Source: Lubbock County records, as of February 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1643 MESCAL ST, SEASIDE, CA 93955-4633
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Nov 14, 2022Deed of Trust, Mortgage
DOMINION FINANCIAL SERVICES LLC
Dec 18, 2025Vendor's Lien, Transfer · Conventional Mortgage
TEXAS TECH FCU
Feb 17, 2022Vendor's Lien, Transfer · Commercial Mortgage
DOMINION FINANCIAL SERVICES LLC
Jun 18, 2019Loan Modification, Mortgage
FIRSTCAPITAL BK/TX NA
Jun 18, 2019Loan Modification, Mortgage
FIRSTCAPITAL BK/TX NA
Jul 17, 2018Loan Modification, Mortgage · Line of Credit
FIRSTCAPITAL BK/TX NA
Feb 28, 2018Loan Modification, Mortgage
FIRSTCAPITAL BK/TX NA
Mar 8, 2018Trustee's Deed, Construction Loan · Construction Mortgage
FIRSTCAPITAL BK/TX NA
Feb 22, 2018Loan Modification, Mortgage
FIRSTCAPITAL BK/TX NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 17, 2022
Deed SaleFeb 17, 2022
Deed Document Number2022008091
Record UpdatedJun 8, 2026

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLUBBOCK TX
Property Address4415 45TH ST, LUBBOCK, TX 79414-3303
Transaction TypeMortgage
Record UpdatedJun 30, 2026
Title CompanyLUBBOCK ABSTRACT AND TITLE COMPANY, LUBBOCK ABSTRACT AND TTL CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000052006
DateNov 14, 2022
Instrument2022052006
Lender
NameDOMINION FINANCIAL SERVICES LLC
TypeFunding / Finance Company
AddressBALTIMORE, MD 21202
Agreement
AmountAmount Recorded
Term360 Months
DueNov 1, 2052

December 2025: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionLUBBOCK TX
Recording DateDec 18, 2025
Property Address4415 45TH ST, LUBBOCK, TX 79414-3303
Document Number0000049246
Map ReferenceVOL 500 PG 213
Instrument DateDec 12, 2025
Instrument2025049246
Transaction TypeTransfer
Record UpdatedJun 30, 2026

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6812 7TH ST, LUBBOCK, TX 79416-3776

Transferred To (Grantee/Buyer)

NameVerified Name
Address51 JUAREZ AVE, FOREST KNOLLS, CA 94933

Mortgage

Document Number0000049247
DateDec 18, 2025
Instrument2025049247
Lender
NameTEXAS TECH FCU
TypeCredit Union
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2056

February 2022: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionLUBBOCK TX
Recording DateFeb 17, 2022
Property Address4415 45TH ST, LUBBOCK, TX 79414-3303
Document Number0000008091
Map ReferenceVOL 500 PG 213
Instrument DateFeb 8, 2022
Instrument2022008091
Transaction TypeTransfer
Record UpdatedJun 30, 2026

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address621 FM 400, WILSON, TX 79381-2162

Transferred To (Grantee/Buyer)

NameVerified Name
Address1643 MESCAL ST, SEASIDE, CA 93955-4633

Mortgage

Document Number0000008092
DateFeb 17, 2022
Instrument2022008092
Lender
NameDOMINION FINANCIAL SERVICES LLC
TypeFunding / Finance Company
Special NotesSeller Financed
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term8 Months
DueOct 8, 2022

June 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionLUBBOCK TX
Property Address4415 45TH ST, LUBBOCK, TX 79414-3303
Document Number0000025798
Instrument DateJun 18, 2019
Transaction TypeMortgage
Record UpdatedJul 24, 2019
Title CompanyNOT AVAILABLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
Address621 FM 400 WILSON TX 793812162, WILSON, TX 79381-2162

Mortgage

Document Number0000025798
DateJul 9, 2019
Instrument25798
Lender
NameFIRSTCAPITAL BK/TX NA
TypeBank
AddressLUBBOCK, TX 79413
Agreement
AmountAmount Recorded
Term120 Months
DueJul 8, 2029

June 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionLUBBOCK TX
Property Address4415 45TH ST, LUBBOCK, TX 79414-3303
Document Number0000025796
Instrument DateJun 18, 2019
Transaction TypeMortgage
Record UpdatedJul 24, 2019
Title CompanyNOT AVAILABLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
Address621 FM 400 WILSON TX 793812162, WILSON, TX 79381-2162

Mortgage

Document Number0000025796
DateJul 9, 2019
Instrument25796
Lender
NameFIRSTCAPITAL BK/TX NA
TypeBank
AddressLUBBOCK, TX 79413
Agreement
AmountAmount Recorded
Term120 Months
DueJul 8, 2029

July 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionLUBBOCK TX
Property Address4415 45TH ST, LUBBOCK, TX 79414-3303
Document Number0000029839
Instrument DateJul 17, 2018
Transaction TypeMortgage
Record UpdatedNov 22, 2018

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address621 FM 400 WILSON TX 793812162, WILSON, TX 79381-2162

Mortgage

Document Number0000029839
DateAug 7, 2018
Instrument29839
Lender
NameFIRSTCAPITAL BK/TX NA
TypeBank
AddressLUBBOCK, TX 79413
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueAug 6, 2028
Interest
Rate TypeAdjustable Rate

February 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionLUBBOCK TX
Property Address4415 45TH ST, LUBBOCK, TX 79414-3303
Document Number0000008126
Instrument DateFeb 28, 2018
Transaction TypeMortgage
Record UpdatedMar 26, 2018
Title CompanyNOT AVAILABLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address621 FM 400 WILSON TX 793812162, WILSON, TX 79381-2162

Mortgage

Document Number0000008126
DateMar 8, 2018
Instrument8126
Lender
NameFIRSTCAPITAL BK/TX NA
TypeBank
AddressLUBBOCK, TX 79413
Agreement
AmountAmount Recorded
Term120 Months
DueMar 7, 2028
Interest
Rate TypeAdjustable Rate
Rate6%

March 2018: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionLUBBOCK TX
Recording DateMar 8, 2018
Property Address4415 45TH ST, LUBBOCK, TX 79414-3303
Instrument DateFeb 28, 2018
Instrument8127
Transaction TypeConstruction Loan
Record UpdatedNov 20, 2018
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address621 FM 400 WILSON TX 793812162, WILSON, TX 79381-2162

Mortgage

Document Number0000008127
DateMar 8, 2018
Instrument8127
Lender
NameFIRSTCAPITAL BK/TX NA
TypeBank
AddressLUBBOCK, TX 79413
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

February 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionLUBBOCK TX
Property Address4415 45TH ST, LUBBOCK, TX 79414-3303
Document Number0000006501
Instrument DateFeb 22, 2018
Transaction TypeMortgage
Record UpdatedNov 20, 2018
Title CompanyNOT AVAILABLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address621 FM 400 WILSON TX 793812162, WILSON, TX 79381-2162

Mortgage

Document Number0000006501
DateFeb 26, 2018
Instrument6501
Lender
NameFIRSTCAPITAL BK/TX NA
TypeBank
AddressLUBBOCK, TX 79413
Agreement
AmountAmount Recorded
Term120 Months
DueFeb 25, 2028

Tax Assessment & Valuation

Source: Lubbock County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateTexas
CountyLubbock County
MunicipalityLubbock City
Unified School DistrictLubbock Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,842.00 (+10.23%)$104,125 (+11.47%) Land $20,000 Building $84,125$104,125 (+11.47%) Land $20,000 Building $84,125
2024$1,671.00 (-3.74%)
2023$1,736.00 (+2.54%)$93,407 Land $7,557 Building $85,850$93,407 Land $7,557 Building $85,850
2022$1,693.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLUBBOCK PUBLIC WATER SYSTEM
serves 266,450 people · EPA ID TX1520002
Water SourceSurface water
Last State InspectionAug 2023
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 705 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Optimum
Cable
940 / 35
Rise Broadband
Fixed Wireless
300 / 60
Verizon
Fixed Wireless
300 / 20
Telespan
Fixed Wireless
100 / 40
T-Mobile
Fixed Wireless
100 / 20

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