Lake County property record for 44146 Buffalo Rd, Elmo, MT 59915
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 784 sqft · built 2010 |
| Lot Size | 3.45 acres (150,282 sqft) |
| Owner | Trust Name on File |
| Last Sale | $229,700 (Jun 2019) |
| Tax Bill | $3,474 (2026) |
| Deeds & Mortgages | Jun 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R1516924 |
| Primary APN | R1516924 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 784 sqft Living Area |
| 1st Floor Area | 784 sqft |
| Basement Area | 784 sqft |
| Unfinished Basement | 784 sqft |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Other |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 150,282 sqft (3.45 acres) |
| View / Lot | Waterfront / Beach |
| Garage Area | 756 sqft |
| Parking Spaces | 4 Parking Spaces |
| Deck Area | 30 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 0000014267 |
|---|---|
| Street Address | 44146 BUFFALO RD |
| City | ELMO |
| State | MT |
| Zip | 59915 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CROMWELL VILLA SITE, S15, T24 N, R21 W, BLOCK 6, LOT 6, ACRES 3.45 |
| Legal Range | 21W |
| Legal Township | 24N |
| Legal Section | 15 |
| Legal Subdivision | CROMWELL VILLA SITE |
| Legal Block | 6 |
| Legal Lot Number | 6 |
| Jurisdiction | LAKE MT |
| Township / Civil Division | FLATHEAD RESERVATION |
| Census Block Group | 2 |
| Census Block | 2069 |
| Census Tract | 940306 |
44146 Buffalo Rd is held in a trust since December 2024.
Source: Lake County records, as of October 21, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 60 FAR WEST RD, LONEPINE, MT 59848-9707 |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 21, 2019 · Amount on File |
| Deed Sale | Jun 21, 2019 · Amount on File |
| Prior Sale | Mar 15, 2010 · Amount on File |
| Deed Document Number | 2019569823 |
| Last Transfer Date | Dec 3, 2024 |
| Transfer Doc | 0000614799 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE MT |
| Recording Date | Jun 21, 2019 |
| Property Address | 44146 BUFFALO RD, ELMO, MT 59915 |
| Document Number | 0000569823 |
| Instrument Date | Jun 19, 2019 |
| Instrument | 569823 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7892 SUMMER HILL DR, PARK CITY, UT 84098-6400 |
| Name | Verified Name |
|---|---|
| Address | 60 FAR WEST RD, LONEPINE, MT 59848-9707 |
| Document Number | 0000569824 |
|---|---|
| Date | Jun 21, 2019 |
| Instrument | 569824 |
| Name | GLACIER BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jul 1, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 7.75% |
| Index | 1-Year CMT |
| Margin | 3 |
| Max Rate | 10.7% |
The 2026 property tax bill for 44146 Buffalo Rd was $3,474, up 78.5% from the year before.
Source: Lake County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Lake County |
| Elementary School District | Upper West Shore Elementary School District (PK - 08) |
| Secondary School District | Polson High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,474.00 (+78.52%) | $471,800 (-) | |
| 2025 | $1,946.00 | $471,800 | $471,800 Land $299,280 Building $172,520 |
| 2023 | $2,300.00 | $356,800 | $356,800 Land $167,110 Building $189,690 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 44146 Buffalo Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 44146 Buffalo Rd is moderate, ranking above 46% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · lower than 77% of Montana |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Western Montana CommunityTel Fixed Wireless | 25 / 10 |
May also be available: CenturyLink, Verizon.
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