4414 Water Edge, Harlingen, TX 78552 Property Records

Cameron County property record for 4414 Water Edge, Harlingen, TX 78552

Property Summary

Property Type	Single Family Home
Details	2,842 sqft · built 2004
Lot Size	0.23 acres (10,000 sqft)
Owner	2 Individual Names on File
Last Sale	$411,600 (Jun 2026)
Tax Bill	$8,211 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Mar 2020 Mortgage + 1 more
Flood Zone	Zone AO (high risk)
APN	`881923-0020-026000`

Property Details

APN / Parcel Number

Primary APN	`881923-0020-026000`
Alternative APN	`187493`

Interior

Stories	1 Story
Building Area	2,842 sqft Living Area
Gross Area	3,612 sqft
1st Floor Area	2,842 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Stucco
Roof Type	Gable/Hip
Roof Material	Tile
Lot Area	10,000 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	564 sqft
Driveway	Concrete Driveway
Driveway Area	1,150 sqft
Parking Spaces	2 Parking Spaces
Pool Area	480 sqft
Porch	Slab
Porch Area	399 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4414 WATER EDGE
City	HARLINGEN
State	TX
Zip	78552-2501
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-C
Legal Description	LOT 26 BLK B WATERS EDGE PHASE I
Legal Subdivision	WATERS EDGE PHASE I
Legal Block	B
Legal Lot Number	26
Jurisdiction	CAMERON TX
Township / Civil Division	HARLINGEN-SAN BENITO
Census Block Group	1
Census Block	1011
Census Tract	12104

Owner

4414 Water Edge is owned by two individuals who bought it in June 2026.

Source: Cameron County records, as of August 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2115 E VINSON AVE, HARLINGEN, TX 78550-4042
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2026	Deed, Transfer · VA Mortgage ALLIANCE MORTGAGE
Mar 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage CARRINGTON MORTGAGE SERVICES LLC
Apr 3, 2017	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 25, 2026 · Amount on File
Deed Sale	Jun 25, 2026 · Amount on File
Prior Sale	Jun 14, 2005 · Amount on File
Deed Document Number	202622843
Record Updated	Sep 20, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CAMERON TX
Recording Date	Jun 25, 2026
Property Address	4414 WATER EDGE, HARLINGEN, TX 78552-2501
Document Number	0000022843
Instrument Date	Jun 24, 2026
Instrument	202622843
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2115 E VINSON AVE, HARLINGEN, TX 78550-4042

Mortgage

Document Number	0000022844,
Date	Jun 25, 2026
Instrument	202622844

Lender

Name	ALLIANCE MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Max Rate	-1%

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMERON TX
Property Address	4414 WATER EDGE, HARLINGEN, TX 78552-2501
Transaction Type	Mortgage
Record Updated	Apr 15, 2020
Title Company	CARRINGTON MORTGAGE SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202010962
Date	Mar 23, 2020
Instrument	2020-10962

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMERON TX
Property Address	4414 WATER EDGE, HARLINGEN, TX 78552-2501
Transaction Type	Mortgage
Record Updated	Jul 21, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 2017-00012453
Date	Apr 3, 2017
Book Page	22487/260
Instrument	2017-00012453

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	300 Months
Due	Apr 1, 2042

Tax Assessment & Valuation

The 2025 property tax bill for 4414 Water Edge was $8,211.

Source: Cameron County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cameron County
Municipality	Harlingen City
Unified School District	Harlingen Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$423,924 (-) Land $66,500 Building $357,424	$423,924 (-) Land $66,500 Building $357,424
2025	$8,211.00	$423,924 Land $66,500 Building $357,424	$423,924 Land $66,500 Building $357,424
2023	$7,802.00 Additional exemption filed	$436,620 Land $66,500 Building $370,120	$436,620 Land $66,500 Building $370,120
2022	$7,802.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4414 Water Edge in Zone AO, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective July 18, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AO high risk · sheet flow 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 247 policies
Nearby Flood Policies	247 in force
Nearby Flood Claims	18 (2018–2025)
Claims Outside the SFHA	4 of 18
Most Recent Claim	Apr 2025 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Mar 2025 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4414 Water Edge is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARLINGEN WATER WORKS SYSTEM serves 85,900 people · EPA ID TX0310002
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
VTX Communications Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, RGV Communications.

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