4414 Tioga St, Duluth, MN 55804 Property Records

St. Louis County property record for 4414 Tioga St, Duluth, MN 55804

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,510 sqft · built 1950
Lot Size	0.341 acres (14,887 sqft)
Owner	Individual Name on Record
Last Sale	$165,500 (Aug 2020)
Tax Bill	$4,460 (2026)
Deeds & Mortgages	Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-2950-03090`

Property Details

APN / Parcel Number

Primary APN	`010-2950-03090`
Alternative APN	`1094573`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,510 sqft Gross Area
1st Floor Area	1,068 sqft
Basement Area	540 sqft
Finished Basement	540 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Bungalow
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Lot Area	14,887 sqft (0.341 acres)
Garage Area	440 sqft
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	64 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1094573
Street Address	4414 TIOGA ST
City	DULUTH
State	MN
Zip	55804-1421
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 AND WLY 1/2 OF LOT 5 SERIAL #
Legal Subdivision	LOEB S ADDITION
Legal Block	23
Legal Lot Number	4-5
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	4
Census Block	4015
Census Tract	600

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4414 TIOGA ST, DULUTH, MN 55804-1421
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 19, 2020 · Amount on Record
Deed Sale	Aug 19, 2020 · Amount on Record
Prior Sale	Dec 14, 2015 · Amount on Record
Deed Document Number	20201027684
Prior Transfer Date	Aug 7, 2020
Prior Transfer Doc	00T1027684
Record Updated	Oct 29, 2026

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	Aug 19, 2020
Property Address	4414 TIOGA ST, DULUTH, MN 55804-1421
Document Number	00T1027684
Instrument Date	Aug 7, 2020
Instrument	T1027684
Transaction Type	Transfer
Record Updated	Sep 21, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$546.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4414 TIOGA ST DULUTH MN 558041421, DULUTH, MN 55804-1421

Mortgage

Document Number	T1027685
Date	Aug 19, 2020
Instrument	T1027685

Lender

Name	MINNESOTA POWER EMPS CU
Type	Credit Union
Address	DULUTH, MN 55802

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Aug 18, 2035

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,460.00 (+7.01%) Homeowner's exemption
2025	$4,168.00 (+9.34%) Homeowner's exemption	$339,300 (+6.23%) Land $69,500 Building $269,800	$339,300 (+6.23%) Land $69,500 Building $269,800
2024	$3,812.00	$319,400 (+24.18%) Land $67,000 Building $252,400	$319,400 (+24.18%) Land $67,000 Building $252,400
2022		$257,200 Land $51,500 Building $205,700	$257,200 Land $51,500 Building $205,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 540 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20