4414 Simonelli Rd, Whitehall, MI 49461 Property Records

Muskegon County property record for 4414 Simonelli Rd, Whitehall, MI 49461

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 2,038 sqft · built 1994
Lot Size	8.51 acres (370,696 sqft)
Owner	2 Individual Names on Record
Last Sale	$63,500 (Apr 2010)
Tax Bill	$3,071 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Mar 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`61-06-122-100-0001-50`

Property Details

APN / Parcel Number

Primary APN	`61-06-122-100-0001-50`
Alternative APN	`06122100000150`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,038 sqft Living Area
1st Floor Area	1,092 sqft
Basement Area	1,092 sqft
Unfinished Basement	1,092 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Aluminum/Vinyl
Lot Area	370,696 sqft (8.51 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	4414 SIMONELLI RD
City	WHITEHALL
State	MI
Zip	49461-9775
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	FRUITLAND TOWNSHIP SEC 22 T11N R17W S 240 FT OF W 992.51 FT OF NW 1/4 OF NW 1/4 ALSO N 200 FT OF W 1/2 OF SW 1/4 OF NW 1/4
Legal Range	17W
Legal Township	11N
Legal Section	22
Jurisdiction	MUSKEGON MI
Township / Civil Division	FRUITLAND
Census Block Group	3
Census Block	3018
Census Tract	3500

Owner

Source: Muskegon County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4414 SIMONELLI RD, WHITEHALL, MI 49461-9775
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2025	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA
Mar 17, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK NA
Dec 9, 2016	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2010 · Amount on Record
Deed Sale	Apr 30, 2010 · Amount on Record
Prior Sale	Nov 6, 2007 · Amount on Record
Deed Document Number	20105348160
Deed Book / Page	3846 / 564
Prior Transfer Date	Dec 3, 2007
Prior Transfer Doc	003763/516
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MUSKEGON MI
Property Address	4414 SIMONELLI RD, WHITEHALL, MI 49461-9775
Transaction Type	Mortgage
Record Updated	Nov 4, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4414 SIMONELLI RD, WHITEHALL, MI 49461-9775

Mortgage

Document Number	0004400/47
Date	Oct 24, 2025
Book Page	4400/47
Instrument	5865578

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MUSKEGON MI
Property Address	4414 SIMONELLI RD, WHITEHALL, MI 49461-9775
Transaction Type	Mortgage
Record Updated	Mar 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4414 SIMONELLI RD, WHITEHALL, MI 49461-9775

Mortgage

Document Number	004292/486
Date	Mar 17, 2022
Book Page	4292/486
Instrument	5758117

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 1, 2037

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MUSKEGON MI
Property Address	4414 SIMONELLI RD, WHITEHALL, MI 49461-9775
Document Number	0005575110
Book / Page	004109 / 000302
Instrument Date	Dec 9, 2016
Transaction Type	Mortgage
Record Updated	Feb 21, 2017
Title Company	RAVENSWOOD TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4414 SIMONELLI RD WHITEHALL MI 494619775, WHITEHALL, MI 49461-9775

Mortgage

Document Number	0005575110
Date	Jan 13, 2017
Book Page	004109/000302
Instrument	5575110

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 12, 2037

Tax Assessment & Valuation

Source: Muskegon County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Muskegon County
County Subdivision	Fruitland Township
Unified School District	Reeths-Puffer Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$175,900 (+8.85%)	$351,800 (+8.85%)
2025	$3,071.00 Homeowner's exemption	$161,600	$323,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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