4414 Davos Dr, Clermont, FL 34711 Property Records

Lake County property record for 4414 Davos Dr, Clermont, FL 34711

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,987 sqft · built 2023
Lot Size	0.111 acres (4,830 sqft)
Owner	2 Individual Names on Record
Last Sale	$400,000 (Aug 2026)
Tax Bill	$6,277 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Jul 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-23-26-0100-000-10800`

Property Details

APN / Parcel Number

Primary APN	`09-23-26-0100-000-10800`
Alternative APNs	`262309010000010800` `3926843`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,987 sqft Living Area
Gross Area	2,386 sqft
1st Floor Area	1,171 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Brick
Roof Material	Asphalt
Lot Area	4,830 sqft (0.111 acres)
Garage Type	Attached
Garage Area	399 sqft
Porch	Finished/Open Porch
Porch Area	186 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	3926843
Street Address	4414 DAVOS DR
City	CLERMONT
State	FL
Zip	34711-5502
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HARTWOOD LANDING PB 75 PG 22-32 LOT 108 ORB 6181 PG 2255
Legal Range	26E
Legal Township	23S
Legal Section	9
Legal Subdivision	HARTWOOD LANDING
Legal Tract	A,C-L,P-W,
Legal Block	2
Legal Lot Number	108
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	2
Census Block	2006
Census Tract	31308

Owner

Source: Lake County records, as of August 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4414 DAVOS DR, CLERMONT, FL 34711-5502
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2026	Warranty Deed, Transfer · Conventional Mortgage CHAMPIONS FUNDING LLC
Jul 25, 2023	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage METRO CITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 12, 2026 · Amount on Record
Deed Sale	Aug 12, 2026 · Amount on Record
Prior Sale	Jul 25, 2023 · Amount on Record
Deed Document Number	202699741
Deed Book / Page	6794 / 1924
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Aug 12, 2026
Property Address	4414 DAVOS DR, CLERMONT, FL 34711-5502
Document Number	0000099741
Book / Page	6794 / 1924
Instrument Date	Aug 11, 2026
Instrument	202699741
Transaction Type	Transfer
Record Updated	Aug 26, 2026
Title Company	THE CLOSING TABLE, THE CLOSING AGENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$282,800.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4414 DAVOS DR, CLERMONT, FL 34711-5502

Mortgage

Document Number	0000099742,
Date	Aug 12, 2026
Instrument	202699742

Lender

Name	CHAMPIONS FUNDING LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

July 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Jul 25, 2023
Property Address	4414 DAVOS DR, CLERMONT, FL 34711-5502
Document Number	0061812255
Book / Page	6181 / 2255
Map Reference	MB 75 PG 22-32
Instrument Date	Jul 7, 2023
Instrument	2023089434
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 8, 2023
Title Company	GOLDEN DOG TITLE AND TRUST, GOLDEN DOG TITLE & TRUST

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,940.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8529 SOUTHPARK CIR STE 130, 130, ORLANDO, FL 32819-9016

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	363 HOWAD AVE, STATEN ISLAND, NY 10301-4454
Investor	Possibly a Property Investor

Mortgage

Document Number	0061812257
Date	Jul 25, 2023
Instrument	6181/2257

Lender

Name	METRO CITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	7.25%
Type Change Date	Aug 1, 2026
Change Frequency	Annually
Min Rate At Change	7%
Max Rate At Change	9.25%
Index	1-Year T-Bill
Margin	7
Max Rate	13.2%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Clermont City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$376,375 (-) Land $100,000 Building $276,375	$376,375 (-) Land $100,000 Building $276,375
2025	$6,277.00 (+0.1%)	$376,375 (+370.47%) Land $100,000 Building $276,375	$376,375 (+370.47%) Land $100,000 Building $276,375
2024	$6,271.00 (+352.45%)
2023	$1,386.00 (+32.76%)	$80,000 (+33.33%)	$80,000 (+33.33%) Land $80,000
2022	$1,044.00	$60,000	$60,000 Land $60,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 44 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	44 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 71% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT EAST WATER SYSTEM (2 WPS) serves 39,279 people · EPA ID FL3354779
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 35

May also be available: CenturyLink, Utah Broadband, Verizon.

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