4414 Cobblestone Aly, New Bern, NC 28562 Property Records

Craven County property record for 4414 Cobblestone Aly, New Bern, NC 28562

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 1,925 sqft · built 2006
Lot Size	0.325 acres (14,136 sqft)
Owner	2 Individual Names on Record
Last Sale	$495,000 (Jul 2022)
Tax Bill	$4,193 (2026)
Deeds & Mortgages	May 2026 Mortgage Jul 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7-104-9-021`

Property Details

APN / Parcel Number

Primary APN	`7-104-9-021`
Alternative APNs	`105165` `105817`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,925 sqft Living Area
1st Floor Area	1,925 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	14,136 sqft (0.325 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	105817
Street Address	4414 COBBLESTONE ALY
City	NEW BERN
State	NC
Zip	28562-9806
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 21 CAROLINA COLOURS-COBBLESTONE REVISED
Legal Subdivision	CAROLINA COLOURS
Legal Lot Number	21
Jurisdiction	CRAVEN NC
Township / Civil Division	7
Census Block Group	3
Census Block	3019
Census Tract	961003

Owner

Source: Craven County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4414 COBBLESTONE ALY, NEW BERN, NC 28562-9806
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 18, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jul 14, 2022	Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2022 · Amount on Record
Deed Sale	Jul 14, 2022 · Amount on Record
Prior Sale	Nov 20, 2007 · Amount on Record
Deed Document Number	202210100097
Deed Book / Page	3733 / 1529
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Recording Date	May 18, 2026
Property Address	4414 COBBLESTONE ALY, NEW BERN, NC 28562-9806
Document Number	0010156358
Book / Page	3880 / 1751
Instrument Date	May 14, 2026
Instrument	202610156358
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4414 COBBLESTONE ALY, NEW BERN, NC 28562-9806

Mortgage

Document Number	0010156358,
Date	May 18, 2026
Book Page	3880/1751
Instrument	202610156358

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

July 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CRAVEN NC
Recording Date	Jul 14, 2022
Property Address	4414 COBBLESTONE ALY, NEW BERN, NC 28562-9806
Document Number	03733/1529
Book / Page	3733 / 1529
Map Reference	CAB H SL 78-F&78-G
Instrument Date	Jul 5, 2022
Instrument	10100097
Transaction Type	Transfer
Record Updated	Jul 26, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$990.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4414 COLBLESTER AVE, NEW BERN, NC 28562

Mortgage

Document Number	0037331532
Date	Jul 14, 2022
Instrument	3733/1532

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

Tax Assessment & Valuation

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Municipality	New Bern City
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,193.00 (+3.53%)	$476,610 (-) Land $66,000 Building $410,610	$476,610 (-) Land $66,000 Building $410,610
2025	$4,050.00 (+1.48%)	$476,610 (-) Land $66,000 Building $410,610	$476,610 (-) Land $66,000 Building $410,610
2023	$3,991.00 (+18.92%)	$476,610 (+50.68%) Land $66,000 Building $410,610	$476,610 (+50.68%) Land $66,000 Building $410,610
2022	$3,356.00	$316,310 Land $66,000 Building $250,310
2018			$316,310 Land $66,000 Building $250,310

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 88 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	88 in force
Nearby Flood Claims	4 (2012–2018)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 54% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRAVEN COUNTY WATER SYSTEM serves 37,848 people · EPA ID NC0425055
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed.

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