4414 103rd St, Lubbock, TX 79424 Property Records

Lubbock County property record for 4414 103rd St, Lubbock, TX 79424

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,992 sqft · built 2013
Lot Size0.258 acres (11,280 sqft)
Owner2 Individual Names on File
Tax Bill$13,058 (2025)
Deeds & MortgagesAug 2025 Second Mortgage
Dec 2019 Mortgage
Flood ZoneZone X (minimal risk)
APNR317537

Property Details

APN / Parcel Number

Primary APNR317537

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area3,992 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2013
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area11,280 sqft (0.258 acres)
Lot Dimensions120 ft deep x 94 ft wide
Garage Area850 sqft
Pool TypePool with Hot Tub/Spa

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address4414 103RD ST
CityLUBBOCK
StateTX
Zip79424-7908
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLAKERIDGE ESTATES L 229
Legal SubdivisionLAKERIDGE ESTATES
Legal Lot Number2290
JurisdictionLUBBOCK TX
Township / Civil DivisionLUBBOCK
Census Block Group2
Census Block2000
Census Tract10509

Owner

4414 103rd St is owned and occupied by two individuals who acquired it in October 2014.

Source: Lubbock County records, as of February 19, 2026

Owner of Record2 Individual Names on File
Mailing Address4414 103RD ST, LUBBOCK, TX 79424-7908
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 21, 2025Deed of Trust, Mortgage · Stand-Alone Second Mortgage
PEOPLES BANK
Dec 3, 2019Deed of Trust, Mortgage · Conventional Mortgage
PEOPLES BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 9, 2014
Deed SaleOct 9, 2014
Prior SaleOct 9, 2012
Deed Document Number2014036443
Record UpdatedJun 8, 2026

August 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLUBBOCK TX
Property Address4414 103RD ST, LUBBOCK, TX 79424-7908
Transaction TypeMortgage
Record UpdatedOct 6, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address4414 103RD ST, LUBBOCK, TX 79424-7908

Mortgage

Document Number0000033114
DateAug 21, 2025
Instrument2025033114
Lender
NamePEOPLES BANK
TypeBank
AddressLUBBOCK, TX 79424
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLUBBOCK TX
Property Address4414 103RD ST, LUBBOCK, TX 79424-7908
Transaction TypeMortgage
Record UpdatedNov 15, 2022
Title CompanyTITLE ONE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000047098
DateDec 3, 2019
Instrument2019047098
Lender
NamePEOPLES BANK
TypeBank
AddressLUBBOCK, TX 79424
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueDec 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 4414 103rd St was $13,058 with a homeowner's exemption, down 0.8% from the year before.

Source: Lubbock County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateTexas
CountyLubbock County
MunicipalityLubbock City
Unified School DistrictLubbock-Cooper Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$13,058.00 (-0.81%) Homeowner's exemption$710,079 Land $67,680 Building $642,399$710,079 Land $67,680 Building $642,399
2024$13,165.00 (+1.35%)
2023$12,990.00 (-3.41%) Homeowner's exemption$672,915 Land $67,680 Building $629,863$697,543 Land $67,680 Building $629,863
2022$13,448.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4414 103rd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4414 103rd St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLUBBOCK PUBLIC WATER SYSTEM
serves 266,450 people · EPA ID TX1520002
Water SourceSurface water
Last State InspectionAug 2023
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 390 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Optimum
Cable
940 / 35
Rise Broadband
Fixed Wireless
300 / 60
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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