4413 Valley Ln, High Ridge, MO 63049 Property Records

Jefferson County property record for 4413 Valley Ln, High Ridge, MO 63049

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,776 sqft · built 1978
Lot Size0.4 acres (17,424 sqft)
OwnerCompany Name on Record
Tax Bill$1,594 (2025)
Deeds & MortgagesNov 2025 Line of Credit
Flood ZoneZone X (minimal risk)
APN023.006.04012015

Property Details

APN / Parcel Number

Primary APN023.006.04012015

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,776 sqft Living Area
Gross Area2,376 sqft
1st Floor Area1,776 sqft
Basement Area600 sqft

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Construction TypeFrame
Lot Area17,424 sqft (0.4 acres)
PorchOpen Frame Porch
Porch Area156 sqft
Patio Area217 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address4413 VALLEY LN
CityHIGH RIDGE
StateMO
Zip63049-1942
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR09
Legal DescriptionOAK HILL CORR LOT 37
Legal Range5E
Legal Township43N
Legal Section06
Legal SubdivisionOAK HILL
Legal Block3
Legal Lot Number37
JurisdictionJEFFERSON MO
Township / Civil DivisionROCK
Census Block Group3
Census Block3009
Census Tract700303

Owner

Source: Jefferson County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address4413 VALLEY LN, HIGH RIDGE, MO 63049-1942
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Living Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateNov 27, 2018
Transfer Doc2018R035803
Record UpdatedOct 29, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON MO
Property Address4413 VALLEY LN, HIGH RIDGE, MO 63049-1942
Transaction TypeMortgage
Record UpdatedDec 8, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address4413 VALLEY LN, HIGH RIDGE, MO 63049-1942
InvestorPossibly a Property Investor

Mortgage

Document Number0000030395
DateNov 21, 2025
Instrument2025R-030395
Lender
NameREGIONS BANK
TypeBank
AddressBIRMINGHAM, AL 35244
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueDec 6, 2055
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateMissouri
CountyJefferson County
Unified School DistrictNorthwest R-I School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$23,700 (-) Land $1,900 Building $21,800$124,800 (-) Land $10,200 Building $114,600
2025$1,594.00 (+0.82%)$23,700 (+8.22%) Land $1,900 Building $21,800$124,800 (-) Land $10,200 Building $114,600
2024$1,581.00 (+0.51%)$124,800 (+8.33%) Land $10,200 Building $114,600
2023$1,573.00$21,900 Land $1,900 Building $20,000$115,200 Land $10,200 Building $105,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims8 (1982–1993)
Most Recent ClaimJul 1993 · Severe Storms & Flooding
Claims by Event
  • Severe Storms & Flooding, Jul 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJEFFERSON COUNTY PWSD 2
serves 16,548 people · EPA ID MO6024293
Water SourceSurface water
Last State InspectionNov 2022
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Wisper ISP.

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